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I have a Barclay Rewards card that gets 2% back on utilities. Anything out there 3% that I don't know about? Looking for places I might inch up when I add a couple accounts after the first of the year after a year of gardening. Score right at 800, so most cards are a possibility with planning.
I would also be interested if anyone knew of a biz card that gets 2% or more on utilities. I have multiple businesses, so a bump here could help too. Currently catch all at 1.5% on Chase Ink Unlimited for some, and 2x MR on an amex biz blue on another....The Barclay card above is a personal card if that wasn't clear.
US Bank Cash+ has 5% on 2 categories you pick.
"Utilities" is a popular category.
It has $25 minimum redemption threshold for cashback.
US Bank Cash+ Visa Signature has 5% cashback on up to $2000 in spend per quarter for 2 different categories combined that you can select. Utilities is one of the available categories.
As for questions regarding business cards, you will need to create a thread in the Business Credit section. Discussion of business cards is not a suitable topic for this section of the forum.
BBVA Clearpoints if you choose utilities as you catagory it's 3%. AOD Signature Visa is 3% on everything.
@Kforce wrote:US Bank Cash+ has 5% on 2 categories you pick.
"Utilities" is a popular category.
It has $25 minimum redemption threshold for cashback.
Not sure a $25 minimum redemption applies. I've been using my Cash+ to pay my electric bill and my cash back is just under $15. I use it as soon as it posts to lower my balance.
Now, the USB Business Cash card does have a $25 minimum redemption but "utilities" is not a bonus category.
Thanks, I already have the AOD on the list. I have several rentals, so when they are empty I get a few utility bills, throughout the year as they turn over so I am high spend in this category. I'll take a closer look at the BBVA, too.
While my recent redemptions have been much higher, definitely confirming no minimum.
@K-in-Boston wrote:
While my recent redemptions have been much higher, definitely confirming no minimum.
Well, to be overly-precise, the text on the web page says that there is a minimum of $0.01 ! So none of those fun and games trying to redeem half a cent here, 0.3c another time!
@cahoot2005 wrote:I have a Barclay Rewards card that gets 2% back on utilities. Anything out there 3% that I don't know about? Looking for places I might inch up when I add a couple accounts after the first of the year after a year of gardening. Score right at 800, so most cards are a possibility with planning.
I would also be interested if anyone knew of a biz card that gets 2% or more on utilities. I have multiple businesses, so a bump here could help too. Currently catch all at 1.5% on Chase Ink Unlimited for some, and 2x MR on an amex biz blue on another....The Barclay card above is a personal card if that wasn't clear.
US Bank Business Cash is 3% for first 180 day's on all spend, after which it's 3% on gas, office supplies and cellular providers
Please decide if you wish to discuss business or personal credit.