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Highest cashback for utilities

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Established Member

Highest cashback for utilities

I have a Barclay Rewards card that gets 2% back on utilities.  Anything out there 3% that I don't know about?  Looking for places I might inch up when I add a couple accounts after the first of the year after a year of gardening.  Score right at 800, so most cards are a possibility with planning.

 

I would also be interested if anyone knew of a biz card that gets 2% or more on utilities.  I have multiple businesses, so a bump here could help too.  Currently catch all at 1.5% on Chase Ink Unlimited for some, and 2x MR on an amex biz blue on another....The Barclay card above is a personal card if that wasn't clear.

Message 1 of 33
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Valued Contributor

Re: Highest cashback for utilities

US Bank Cash+ has 5% on 2 categories you pick.

"Utilities" is a popular category.

It has  $25 minimum redemption threshold for cashback.

FNBO 2% Cashback Visa (20k) / Bank of the West Cashback MC (20k) / US-Bank Cash+ (15k)
FNBO Travel Elite (15k) / Citi Double Cash (20k) / US Alliance 3% (20k)
Ficos : 830 / AAoA : 9 yrs / AoOA : 24 Yrs / AoYA : 0
Message 2 of 33
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Community Leader
Super Contributor

Re: Highest cashback for utilities

US Bank Cash+ Visa Signature has 5% cashback on up to $2000 in spend per quarter for 2 different categories combined that you can select. Utilities is one of the available categories.

 

As for questions regarding business cards, you will need to create a thread in the Business Credit section.  Discussion of business cards is not a suitable topic for this section of the forum.



(10/2020)
FICO 8 (EX) 810 (TU) 805 (EQ) 794
FICO 9 (EX) 835 (TU) 822 (EQ) 828

$1M+ club

Artist formerly known as ColdFusion
Message 3 of 33
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Established Contributor

Re: Highest cashback for utilities

BBVA Clearpoints if you choose utilities as you catagory it's 3%. AOD Signature Visa is 3% on everything. 

Current Cards (in order they were approved with current limits):
Cap1 QS (plat.) $2750
Kohls $3K
Cap1 Savor $5K
PenFed Power Cash Rewards $2K
NFCU CashRewards $10K
NFCU MoreRewards $16.5K
Cap1 Venture $30K
PenFed Gold $2K
Ollo Rewards $3.2K
Sync Amazon $10K
NASA FCU Platinum Cash Rewards $3K
Disco It #2 $14.8K
DCU Visa $10K
NFCU Flagship Rewards $27.5K
Sync Care Credit $15K
PenFed Power Cash Rewards #2 $39K
WF Propel $5K
Comenity AKC $10.5K
Apple (GS) $6.5K
TD Cash Credit Card $6K
Rakuten Siggy Visa $6.5K
BBVA ClearPoints Visa $10K
Disco It #3 $8K
AOD Signature Visa $15K
PayPal MC $5K
PenFed Platinum Rewards Visa Siggy $7K

BK 7 discharged July 2016




Message 4 of 33
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Valued Contributor

Re: Highest cashback for utilities


@Kforce wrote:

US Bank Cash+ has 5% on 2 categories you pick.

"Utilities" is a popular category.

It has  $25 minimum redemption threshold for cashback.


Not sure a $25 minimum redemption applies. I've been using my Cash+ to pay my electric bill and my cash back is just under $15. I use it as soon as it posts to lower my balance. 

Now, the USB Business Cash card does have a $25 minimum redemption but "utilities" is not a bonus category. 

AMEX | BofA | Barclays | Cap One | Chase | Citi | Discover | GS | PenFed | SYNCB (PP MC, Lowe's, Amazon, PP Credit) | US Bank
Message 5 of 33
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Established Member

Re: Highest cashback for utilities

Thanks, I already have the AOD on the list.  I have several rentals, so when they are empty I get a few utility bills, throughout the year as they turn over so I am high spend in this category.  I'll take a closer look at the BBVA, too.

Message 6 of 33
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Moderator

Re: Highest cashback for utilities

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While my recent redemptions have been much higher, definitely confirming no minimum.

Message 7 of 33
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Mega Contributor

Re: Highest cashback for utilities


@K-in-Boston wrote:

1AB83880-1F9B-4BFC-8A57-FCAEE415856C.jpeg


While my recent redemptions have been much higher, definitely confirming no minimum.


Well, to be overly-precise, the text on the web page says that there is a minimum of $0.01 !   So none of those fun and games trying to redeem half a cent here, 0.3c another time!

Message 8 of 33
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Established Contributor

Re: Highest cashback for utilities


@cahoot2005 wrote:

I have a Barclay Rewards card that gets 2% back on utilities.  Anything out there 3% that I don't know about?  Looking for places I might inch up when I add a couple accounts after the first of the year after a year of gardening.  Score right at 800, so most cards are a possibility with planning.

 

I would also be interested if anyone knew of a biz card that gets 2% or more on utilities.  I have multiple businesses, so a bump here could help too.  Currently catch all at 1.5% on Chase Ink Unlimited for some, and 2x MR on an amex biz blue on another....The Barclay card above is a personal card if that wasn't clear.


US Bank Business Cash is 3% for first 180 day's on all spend, after which it's 3% on gas, office supplies and cellular providers 

Starting Score: EQ:608, EX:617, TU:625
Score 10/2018: EQ:669, EX:686, TU:668
Score 11/17/2018: EQ:682, EX:681, TU:683
Current Score 3/11/2020: EQ:695, EX:703, TU:720
12/24/2018 -- EQ Beacon 5.0: 678, EX Fico II: 690, TU Fico Classic 04: 716

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Message 9 of 33
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Moderator

Re: Highest cashback for utilities

Please decide if you wish to discuss business or personal credit. 

 

Message 10 of 33
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