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Highest initial credit limits?

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Thomas_Thumb
Senior Contributor

Re: Highest initial credit limits?


@ptatohed wrote:

@Thomas_Thumb wrote:

Highest SL was $34.9k for a BoA card in 1995. It's one of my newest cards. I did get a Best Buy store only card in 2011 but they were stingy with SL.


Wait, a card from 1995 is one of your newest??  Smiley Surprised


My mistake, I was going from memory. The card was opened in 1994 not 1995. Opened originally as a joint account with the wife. Later, when I lost my card and the wife gave me non stop grief, I elected not to get a replacement card. The account was converted to me as an AU at some point.

 

It was and still should be used primarily for household expenses. I don't look at the card statements. Wife pays the bill out of a joint checking account.

 

Fico 9: .......EQ 850 TU 850 EX 850
Fico 8: .......EQ 850 TU 850 EX 850
Fico 4 .....:. EQ 809 TU 823 EX 830 EX Fico 98: 842
Fico 8 BC:. EQ 892 TU 900 EX 900
Fico 8 AU:. EQ 887 TU 897 EX 899
Fico 4 BC:. EQ 826 TU 858, EX Fico 98 BC: 870
Fico 4 AU:. EQ 831 TU 872, EX Fico 98 AU: 861
VS 3.0:...... EQ 835 TU 835 EX 835
CBIS: ........EQ LN Auto 940 EQ LN Home 870 TU Auto 902 TU Home 950
Message 41 of 44
Dart
Member

Re: Highest initial credit limits?

yes...without personal data points when they applied (and the date they applied), these don't tell you anything.

for example, Navy was giving $30k business cards no doc 4 months ago and now giving only $5k SL type limits and are full doc

Message 42 of 44
alocksley
New Contributor

Re: Highest initial credit limits?

My Chase Sapphire was initially issued with a 25K limit.  Seeing that I only use it when a merchant doesn't take AmEx, it sees very little activity and I've never asked for a CLI. But the initial limit hasn't been decreased either.



...and debt free.
Message 43 of 44
ptatohed
Valued Contributor

Re: Highest initial credit limits?


@alocksley wrote:

My Chase Sapphire was initially issued with a 25K limit.  Seeing that I only use it when a merchant doesn't take AmEx, it sees very little activity and I've never asked for a CLI. But the initial limit hasn't been decreased either.


You pay $95 (or is it $550, not clear) per year for a card you don't use?   :scratchhead:   

5% CB rotating: ;
Everyday 3% CB: ;
Everyday 5%: ;
Companion Card: ;
Everyday 2.2% CB: ;
Retired to sock drawer after AOD (kept alive w/ 1 purchase every 6 mo): ;
On my radar: ;
Still Waiting for an Invite: ;
No hope:
Message 44 of 44
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