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Highest limit for TD/Target MC ?

SunriseEarth
Moderator Emeritus

Re: Highest limit for TD/Target MC ?

I'm currently at $13K.   Not sure what their ceiling is, but I'll see if I get another CLI in a few months.  



Start: 619 (TU08, 9/2013) | Current: 798 (TU08, 8/2/21)
AMEX Cash Magnet $64000 | Discover IT $46000 | BofA BBR #1 $43900 | BoA BBR #2 $31100 | Venmo VS $30000 | NFCU More Rewards AMEX $25000 | Macy's AMEX $25000 Store $25000 | Cash+ VS $25000 | Altitude Go VS $25000 | Sony Card VS $23750 | GS Apple Card WEMC $20000 | Freedom Flex WEMC $20000 | Cap 1 QS WMC $17250 | Disney VS $15000 | FNBO Evergreen VS $15000 | Target MC $14000 | WF Active Cash VS $12,000 | Citi Custom Cash MC $11600 | Jared Gold Card $11000 | Amazon VS $10000 | Cash Back World WMC $3000 | AARP VS $800 | ~~
Message 11 of 62
pizza1
Community Leader
Super Contributor

Re: Highest limit for TD/Target MC ?


@SunriseEarth wrote:

I'm currently at $13K.   Not sure what their ceiling is, but I'll see if I get another CLI in a few months.  


@SunriseEarth , thats a nice limt! It has been a year and  two months since my last CLI on my Target card Smiley Sad (sighs)....I use the monthly as well for a few hundred, and leave a small balance with each statement cut. Ive decided to SD for 6 months, and move on. 


My rebuild worked for me, but won't necessarily work for you!
BK7 D/C- 08/2013
Message 12 of 62
Josh2942
Established Contributor

Re: Highest limit for TD/Target MC ?

Agreed! perfect credit, had this card twice, both closed for inactivity. 500 the first time and 200 the second time lmao

Jaguar F-Type R Loan 50K Balance
Goldman Sachs Signature Loan $29,000 TU 750 score pulled at time of loan.
Student Loan Debt $1,500
Credit Card Debt $300 1>% of $166,700
FAKO Transunion 723 Equifax 744
What's in my wallet? Chase Sapphire Reserve, Chase Freedom Unlimited, and AMEX Blue for Business
Message 13 of 62
iheartwings
Valued Contributor

Re: Highest limit for TD/Target MC ?

I am at $15k without an increase this past month. 

 

I got the card as a RedCard in 2012 with a limit of $3000 until it was converted to a RedCard MC in 2018, when I had an increase to $7000. Subsequent increases every 6 months (June/December) were for $2000 each time until I hit $15000 in June 2019. 

 

I actually used the card more often than before between July and December 2019. 

Message 14 of 62
NoMoreE46
Established Contributor

Re: Highest limit for TD/Target MC ?

Thanks for your info iheartwings.
So you're unicorn that I have been trying to find.
Bummer that there wasn't another increase for you this December!
Amazon Prime Store 10,000
Apple Card GS 13,000
Barclays Rewards 17,000
BBVA Clr Pts 12,000
CapOne Savor 5,000
CapOne Venture 30,000
Discover 20,500
PenFed Plt Rewards 15,000
Target Redcard MC 13,000
WF Active Cash 10,000
WF Propel 21,000
Message 15 of 62
NoMoreE46
Established Contributor

Re: Highest limit for TD/Target MC ?

sunkissed-
Does your 6 month increases occur in June and December?
Amazon Prime Store 10,000
Apple Card GS 13,000
Barclays Rewards 17,000
BBVA Clr Pts 12,000
CapOne Savor 5,000
CapOne Venture 30,000
Discover 20,500
PenFed Plt Rewards 15,000
Target Redcard MC 13,000
WF Active Cash 10,000
WF Propel 21,000
Message 16 of 62
sunkissed
Established Contributor

Re: Highest limit for TD/Target MC ?


@NoMoreE46 wrote:
sunkissed-
Does your 6 month increases occur in June and December?

Yes

NFCU Flagship $32K | NFCU Cashrewards $42K | Discover IT $39K | SECU Visa $20K | Chase SW $24k | CSR $15K | Chase Bonvoy $11.5K | Chase Freedom $11.5K | Chase Amazon Visa 8.5K | AMEX Bonvoy $18.1K | AMEX Hilton Surpass $15K | AMEX Hilton Aspire $24.4K | AMEX Gold | Aviator Red $16K | Uber Visa 10k | Citi TY Premier $24.6K | BoA Premium Rewards 35k | BoA Cash Rewards Visa $31.5k | BoA Cash Rewards MC $23k | US Bank Cash+ $10k | USAA AMEX $6K | Cap1QS $11K | BJs MC $27.6K | Walmart MC $5.1K | Loft MC $25,000 | Macy’s Store/Amex $20K/$1K | BR Visa $10K | JCP $1K | VS $3.2K | Home Depot $5K | Lowes $8.5K | Target $14.5k
Message 17 of 62
NoMoreE46
Established Contributor

Re: Highest limit for TD/Target MC ?

sunkissed-

Cool.
It would awesome to see you get to $16,500 in June.
Amazon Prime Store 10,000
Apple Card GS 13,000
Barclays Rewards 17,000
BBVA Clr Pts 12,000
CapOne Savor 5,000
CapOne Venture 30,000
Discover 20,500
PenFed Plt Rewards 15,000
Target Redcard MC 13,000
WF Active Cash 10,000
WF Propel 21,000
Message 18 of 62
NoMoreE46
Established Contributor

Re: Highest limit for TD/Target MC ?

Physh1-
Are you also on the June & Dec timeframe for CLI?
Amazon Prime Store 10,000
Apple Card GS 13,000
Barclays Rewards 17,000
BBVA Clr Pts 12,000
CapOne Savor 5,000
CapOne Venture 30,000
Discover 20,500
PenFed Plt Rewards 15,000
Target Redcard MC 13,000
WF Active Cash 10,000
WF Propel 21,000
Message 19 of 62
iheartwings
Valued Contributor

Re: Highest limit for TD/Target MC ?


@NoMoreE46 wrote:
Thanks for your info iheartwings.
So you're unicorn that I have been trying to find.
Bummer that there wasn't another increase for you this December!

You're welcome.

I only really used the card at Target and as backup to have a MC for foreign travel because of the no FTF (but switched over my REI MC after it became FTF free late 2019). 

Not particularly bummed for the lack of CLI. I've been thankful for what I was given, and I really am in a place where I don't need any more anyway. 

Message 20 of 62
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