I'm curious what typical CL's are for the card, MC or store card. I've noticed that my CL has been automatically increased more frequently than any of my other cards, and is also more than double my next highest limit card. I'm aware there are a lot of factors that go into a lenders increasing limits, but I was still hoping to see if there was any pattern. Below I've listed the history of my CL on the card
300 - 6 months
600 - 3 months
1800 - 1 month
6000 - 6 months
8000 - 6 months
10000 - 6 months
12000 - 1 month (Current limit)
It seems there is now a consistent pattern of increasing in 2000 increments every 6 months.
I do pay it full every month and spend anywhere betweeen $20 - 80 a month every month. Thanks for any feedback
Congratulations on those increases. Not really sure what you're asking - if this is even a question or just DP's for the card? But, CL's and CLI's are profile specific.
Nobody knows why, we just call it the train. Once you start getting increases, you'll continue on a 3, 4, or 6 month pattern for a while. There's also no rhyme or reason for the amount they increase.
I was hoping to see other people's experiences with the card and compare to mine; so you are right I was looking to share DP's but also see some others. As you said, CL and CLI are profile specific, but I'm curious.
I was approved for 2k in August 2019 and put between 200-500 on it each month. Always PIF before statement cuts. No CLI love. Going to start let balances post and then paying them. I might also not be getting CLIs because they were IIB in 7/2018. Honestly I was shocked to even get a card with them so soon. I don't really need a higher limit, but I'd like to eventual switch over to the MC version.
I'm also at that $15,000 mark. Put about $1,000/month through it, but it started out as a $500 limit in 2013.
I was hoping to see other people's experiences with the card and compare to mine; so you are right I was looking to share DP's but also see some others. It is said, CL and CLI are profile specific, but I'm curious.
Welcome to myFICO. My experience with the Target card is similiar to yours.
Here is another thread with more details on some people's Target CLI: