Just sharing another success story. Saw this card online and thought since I like HAL I would give it a shot. Was denied online but called credit analyst who reviewed my "excellent" (her words, not mine) credit history, asked a few mundane questions, and approved a card with a $2500 limit and a 15.9% interest rate (I don't know which I am happier about, the lower than usual interest rate or the approval itself), Nice start to my day.
Fico is 687.
Thank you. That's good to know. In my experience the same applies to my Discover account. They treat me well, and I do the same for them!