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Well, today is the day for Barclays! I app'd and got $1200. I had to call to verifiy my identity and then he told me I was approved. Whew! I was sitting in front of my laptop with my fingers crossed, holding my breath. I've seen so many declines in recent years, that it's a whole new experience to actually *be* approved for instant credit.
He asked me if that would be enough for my purchase and I said that I wasn't sure (tho had asked for $500 to $1000 purchase on app). He said if I needed more, to call their CS. I'm not sure if I should just be grateful for what I got or if I should call and try for a higher CL.
Thanks to everyone here for the invaluable information and encouragement!
@mAndrew1980 wrote:I'm freaking out now guys. I just was just instantly approved for Barclay's Apple on-line with a 1900CL. I'm really at a loss for words. To be honest, I'm getting choked up. I just never thought I could fix my credit. Ever. It seemed insurmountable! But my moment has finally arrived. I'm here! Thank you all SO SO MUCH for giving me a life filled with optomism.
What was your scores / bureau pulled / baddies?
Yay! Big day for MyFico'ers with Barclay's. Looks like Christmas came a little early. And yes, Bichon, I've basically only known denials so it was a bit shocking seeing "Approved!" on my computer screen.
Today was a very good day. One of the best I've had in a long time.
Yay! Congrats! You GOT IT!!!!!!!
Ray
Thank you! I'm kind of still in a state of shock.
So now call the backdoor number and tell them yoiu want to buy a $2000 MacBook Pro.
Gut tells me they will give you more - but you have to ask!
Ray
@RockinRay wrote:So now call the backdoor number and tell them yoiu want to buy a $2000 MacBook Pro.
Gut tells me they will give you more - but you have to ask!
Ray
Definitely!!!! Go for it!!!!!!!!!!!! (worse you'll hear is a "not at this time")
Which is the best # to call for recon/CLI?
Barclays: 888-232-0780 (Customer Care)
Barclays: 866-408-4064 (Credit Analyst)
@bichonmom wrote:Thank you! I'm kind of still in a state of shock.
Congrats !!
Didn't I tell you earlier you will be approved ?
@bichonmom wrote:Which is the best # to call for recon/CLI?
Barclays: 888-232-0780 (Customer Care)
Barclays: 866-408-4064 (Credit Analyst)
Credit Analyst