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Holy Smokes!! Love from Discover.

tag
webhopper
Moderator Emeritus

Holy Smokes!! Love from Discover.

Well, I logged into Discover this morning, to see if my payment had credited.

 

Lo and behold...  Automatic Credit Limit increase to ++++  Drum Roll ++++  13.5K

 

I'm astonished.  Previous CL was 5k

 

Go Discover!

FICO 9:
Filed Chapter 13 on 6/1/2017 after job loss. Discharged 6/1/2022.

Goal: Gardening!


Message 1 of 27
26 REPLIES 26
jsickz32
Valued Contributor

Re: Holy Smokes!! Love from Discover.

Holy crap! Congrats! Thats awesome.
Amex BCE (2500) / Amex SPG (4000) / Amex GoldPR / Merrill+ Visa siggy (5000) / BofA Amex (6000) / Bofa cash rewards (5000) / BofA Privileges Cash Rewards (5000) / Citi Forward (4400) / Citi DP (2000) / Chase Freedom (4000) / Chase CSP (5000) / Chase Hyatt (5000) / Discover IT (1700) / FNBO AMEX (3600) / NFCU cashRewards Visa signature (15000) / NFCU Flagship Visa signature (12500) / NFCU Navcheck (5000) / Nordstrom (500) / MetroCU Visa Elite (5000) / Walmart (4500) / Kays Jewerels (6600) / Kohls (300) / Macys Platinum (2500) / DCU platinum Visa (17500) / Citizens bank cash back (1100) / Bill Me Later (1631) / PayPal Smart connect (2200) / BestBuy store card (2000)
Message 2 of 27
BrokaToe
Established Contributor

Re: Holy Smokes!! Love from Discover.


@webhopper wrote:

Well, I logged into Discover this morning, to see if my payment had credited.

 

Lo and behold...  Automatic Credit Limit increase to ++++  Drum Roll ++++  13.5K

 

I'm astonished.  Previous CL was 5k

 

Go Discover!


Freakin' awesome webhopper! Makes me wanna do back flips just hearing about it! Smiley Very Happy


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Message 3 of 27
webhopper
Moderator Emeritus

Re: Holy Smokes!! Love from Discover.

No kidding, I wouldn't have expected a CLI that large..  My previous CLIs have been smaller, $800-2k

FICO 9:
Filed Chapter 13 on 6/1/2017 after job loss. Discharged 6/1/2022.

Goal: Gardening!


Message 4 of 27
Gunnar419
Valued Contributor

Re: Holy Smokes!! Love from Discover.

Whoof! From Discover??? You may have just set a world record for CLI rate from them!

 

And this was entirely an auto-CLI? HUGE congratulations.

Message 5 of 27
severine
Contributor

Re: Holy Smokes!! Love from Discover.

That is fantastic!! How long have you had the card?

Amex PR Gold NPSL | Amex BCP 16.5k| Amex Delta Gold Skymiles 14.9k | Amex BSP 5k | Discover 12.5k | Citi Diamond Preferred 11.9k | Chase Freedom 12k | Chase Sapphire Preferred 12k | US Bank Cash + Visa 13k | BankAmericard Cash Rewards Signature Visa 9.5k | M and T Bank Visa 10.9k | FICO TU 784 EQ 768 EX 784
Message 6 of 27
webhopper
Moderator Emeritus

Re: Holy Smokes!! Love from Discover.

I've had the card since 1999 but didn't actually use it until 2006. It was in my mom's sock drawer... I had applied just to get a t shirt

 

My starting limit was smallish.. maybe like 1200-1500.  And my original card was a student card.

 

I'm going to keep this card for a very long time so its nice to have a useable limit.

FICO 9:
Filed Chapter 13 on 6/1/2017 after job loss. Discharged 6/1/2022.

Goal: Gardening!


Message 7 of 27
firstladyd
Contributor

Re: Holy Smokes!! Love from Discover.

OMG WOW! Congrats. I guess they do reward loyalty. Gotta luv discover.

Starting Score: 585
Current Score: TU 734 Walmart EQ 704 FICO EX 721
Goal Score: 750 Across the board


Take the FICO Fitness Challenge

Message 8 of 27
dodfire
Valued Contributor

Re: Holy Smokes!! Love from Discover.

WOW....what an increase......What has your recent usage been like? What utl of your cl have you been using? Have you been carrying a balance or PIF each month? If you PIF has it been before your statement was cut or after it hit your report?

Thanks any info will help!!

*8/10/13
Message 9 of 27
drkaje
Senior Contributor

Re: Holy Smokes!! Love from Discover.

Awesome!

 

I sort of regret not jumping on Discover or Walmart a while back. Either would have grown better than Chase.


Starting Score: 675
Current Score: EX 753 FICO, EQ 737FICO, TU 738
Goal Score: 776 FICO


Take the FICO Fitness Challenge
Message 10 of 27
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