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Holy smokes Capital One!

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Valued Contributor

Re: Holy smokes Capital One!


@Mekitcat wrote:

Yeah I want some of that luv too!

 

As soon as I read your post, I logged onto my account hoping I got luv too... but no Smiley Sad ( wonder if others looked too lol )


Smiley Very Happy

 

Guilty here.

Message 11 of 26
Frequent Contributor

Re: Holy smokes Capital One!


@Mekitcat wrote:

Yeah I want some of that luv too!

 

As soon as I read your post, I logged onto my account hoping I got luv too... but no Smiley Sad ( wonder if others looked too lol )


I did to, and I pushed that sadistic modify your features button again for the 1000nd time LOL

Scores: EQ (FICO) - 730 | EX (FICO) - 722 | TU (FICO) - 713 - 06/25/2014



US Airways MC (5 K) | US Airways World MC (10 K) | Chase United Airlines Sig VISA (5K) | BOA Rewards Sig Visa (10K) Citi Dividend Plat MC (5.6K) | Discover Miles (6.6K) | AMEX BCE (7 K) | AMEX Plat Delta (11 K) | BOA PLAT (7.5K)


Message 12 of 26
Valued Contributor

Re: Holy smokes Capital One!

Well, they didn't give me CLI (still $750). But yesterday I received an offer from Capital One saying that if I use their card on Office Depot for $75 or above, there will be a $20 off.

Message 13 of 26
Frequent Contributor

Re: Holy smokes Capital One!

I ditched my cap1 for a while and never looked back. Congrat to those who get LUV. I just can't wait stucking in $500 limit without any rewards.

Message 14 of 26
Regular Contributor

Re: Holy smokes Capital One!

Sad thing is that certain accounts types cannot be increased past a certain amount anyway. The first card I got while rebuilding cannot go past 1k, but my rewards card can go up to 3k. So even if I receive a CLI it will only be 500 bucks on my oldest card.

Message 15 of 26
Established Member

Re: Holy smokes Capital One!


@unlucky_hove wrote:

Sad thing is that certain accounts types cannot be increased past a certain amount anyway. The first card I got while rebuilding cannot go past 1k, but my rewards card can go up to 3k. So even if I receive a CLI it will only be 500 bucks on my oldest card.


I have heard of anything like that. How would you know what type of account you had and how much you were able to  recieve CLI too?


Starting Score: 522
Current Score: EQ 625 TU 616 EX 650 10/2011
Goal Score: 720


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Message 16 of 26
Regular Contributor

Re: Holy smokes Capital One!


@philliprvaughn wrote:

@unlucky_hove wrote:

Sad thing is that certain accounts types cannot be increased past a certain amount anyway. The first card I got while rebuilding cannot go past 1k, but my rewards card can go up to 3k. So even if I receive a CLI it will only be 500 bucks on my oldest card.


I have heard of anything like that. How would you know what type of account you had and how much you were able to  recieve CLI too?


You can call and speak to a CSR, just ask them what is the credit line range for your account (or the maximum CL your card could have). Generally the rebuilders with $59 AF range is $250-$1000, the $39 AF is $250-$3000 (not sure about the others). You cannot find out how much of a CLI you will receive, or even if you will get one. In my case, my CL is $500 now but my account type will only go up to 1k, so if i get an increase the maximum I will receive is another $500.

Message 17 of 26
Valued Contributor

Re: Holy smokes Capital One!

 

My CapitalOne is so sockdrawered I don't know where it is. 

 

I use it to pay my cell phone bill.  Automatically.  Then I pay it off in full.  Those $0.20 will come in handy as an annual credit.


Starting Score: EQ 583 TU04 619 EX 592 (lender pull) 2010
Previous High Score: EQ 700 TU04 712 EX 726
Current Score: EQ 740 TU(Discover) 750 EX(AMEX) 747
Goal Score: 740+ all around


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Message 18 of 26
Valued Contributor

Re: Holy smokes Capital One!

I checked mine too, no dice!


CC's: AMEX (4), Alliant Visa, PenFed AMEX, Pen Fed Promise, Citi (3), Chase (5), US Bank Cash+, Huntington Voice, Nasa Plat Cash Visa, Barclay's Visa, Discover IT, Cap One QS, BOA (2), BMW Visa, 5/3 Real Life Rewards MC; FNBO Amex; Comenity Visa/MC (3), Ebates Visa Siggy, Nordstrom Visa, Walmart MC, Sam's Club MC; A few assorted store cards.

Current Scores (09/2017): EQ My Fico: 786; TU MyFico: 799; EX (My Fico): 797
Message 19 of 26
Established Member

Re: Holy smokes Capital One!

I have the Plantinum Mastercard with the yucky rate of 24.95%  Although that doesn't matter to me right now because I PIF every month.  I'm really excited about the automatic CLI that I got though!

_______________________________________________________
9/25/2011
EQ 802
TU 755

Current Cards: Amex BCP, Amex Pr. Gold, Best Buy, Cap 1, Chase Freedom

Message 20 of 26
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