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Holy smokes Capital One!

Auto Loans for ANY Credit Situation. Immediate Response.
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Established Member

Re: Holy smokes Capital One!

Thanks everyone, I've learned so much from this site and the various threads.  While it's not popular around here, I'll be forever gratefull to Cap 1 for extending me my 1st credit card in a very long time and getting back on a road to credit prosperity.


Now, it's time to wait until September to go Prime baby!  With my scores and my current limits on the 2 cards that I have I shouldn't have a problem getting the 1 I have my sites on.

EQ 802
TU 755

Current Cards: Amex BCP, Amex Pr. Gold, Best Buy, Cap 1, Chase Freedom

Message 21 of 26
Established Member

Re: Holy smokes Capital One!

Congrats.  I got an auto CLI as well.  I went from $500 that I've had for 5 years to $4500.  I though it was a mistake, but recieve a letter saying thanks for being a loyal customer, blah, blah, blah.   I about fell out of my chair!


Message 22 of 26
New Member

Re: Holy smokes Capital One!

Same thing happened to me this month! I opened with Capital One for my first credit card in college (2000) with a $300 limit, it was then raised to $1000 a few years later and I just checked and I was raised to $4000.  Thank you Capital One!

Message 23 of 26
Valued Member

Re: Holy smokes Capital One!

I have been stuck at the same crappy 1500 for 3 years now.

10.28.09 EQ 571 TU 606
11.24.09 EQ 611 TU 566
1.3.10 EQ 653 TU 566
2.6.10 EQ670 TU598
9.17.10 EQ658 TU682
Message 24 of 26
Valued Contributor

Re: Holy smokes Capital One!

I can beat that. I've had a $700 CL for 11 years now with a $39 AF. The only reason I keep it is for the history. It's the oldest active TL on my report. I'll probably pay the last AF from Capitol One out of my estate funds when I die. LOL

Best financial advice I ever got: "Just imagine what an adult would do and do that."

Starting Score: 500's
Current Score: EQ 701 (FICO) TU 721 (FICO) EX 715 (Quizzle)
Goal Score: 760 ALL

Take the FICO Fitness Challenge

Message 25 of 26
Established Contributor

Re: Holy smokes Capital One!

i'm all depressed and teary eyed reading these posts cuz I thought I was gonna see someone luvin' but it didn't quite work out that way.


gonna call backdoor number to tomorrow since the lady i spoke with tonight said that they are the "experts".  she also said that it would only be a soft pull inq.  regardless, i have the cap one rewards card with a $19 AF...i'm curious to know what my CL cap will be.


I"ll post results tomorrow (everyone pray for me lol)

Filed BK 12/5/14
341 meeting 1/9/15
Anticipated discharge 3/10/15

Goal: 700 by 3/2017
Message 26 of 26
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