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Nice!
About 3 months ago, I app'd and was approved for a Home Depot card. Intitial line was $1600. I called them right away and told them we were looking at purchasing a JD yard tractor and it was going to be about $2000 with tax. They bumped me to $2000 with no questions asked.
We have been looking at replacing the kitchen counter tops so this morning I gave them a call and explained what we wanted to do. After a couple of verification questions, the rep said they had increased my line to $6050.00! Nice.....
$4050.00 jump in about 3 months. I asked her for a total of $5000.00. I asked her if a hard pull and she said no, it was a soft.
Ray
Nice increases! You've done a good job growing that card in a very short period of time. Keep at it, and good luck with increases in the future.
@tinuviel wrote:Nice increases! You've done a good job growing that card in a very short period of time. Keep at it, and good luck with increases in the future.
I agree, good job! After I pay off my other deferred interest purchases, I'm going to follow in your footsteps!
Thanks!
Now I will wait for the auto CLI's on this card. Now it should have enough for whatever we might need.
Ray
So I had been itching to give the online form a try to see if it would approve without a hard pull like on Citi's website. I applied for a $3000 CLI online yesterday and got the 7-10 day message. Today I log in and discover that I received a $3690 increase! My new CL is $7590. I don't see any pulls yet, but I want to guess it's a soft, since they seem to have disregarded my requested amount and have seemingly given me what their system showed I was eligible for. I will let everyone know if a hard shows...
eta: My last increase was from $2600 to $3900 back in March. I obtained that without a hard pull by responding to an offer they mailed me. I had to make a purchase on my card over a certain amount (I think $200) to get it. I was going to purchase a lawn mower anyway.
@Anonymous wrote:So I had been itching to give the online form a try to see if it would approve without a hard pull like on Citi's website. I applied for a $3000 CLI online yesterday and got the 7-10 day message. Today I log in and discover that I received a $3690 increase! My new CL is $7590. I don't see any pulls yet, but I want to guess it's a soft, since they seem to have disregarded my requested amount and have seemingly given me what their system showed I was eligible for. I will let everyone know if a hard shows...
eta: My last increase was from $2600 to $3900 back in March. I obtained that without a hard pull by responding to an offer they mailed me. I had to make a purchase on my card over a certain amount (I think $200) to get it. I was going to purchase a lawn mower anyway.
I requested a $1500 increase back in April. Got the same message. The next morning I noticed my CL was 2K. Starting CL was $500. It was a hard pull on TU.
@OnTheRebound wrote:
@Anonymous wrote:So I had been itching to give the online form a try to see if it would approve without a hard pull like on Citi's website. I applied for a $3000 CLI online yesterday and got the 7-10 day message. Today I log in and discover that I received a $3690 increase! My new CL is $7590. I don't see any pulls yet, but I want to guess it's a soft, since they seem to have disregarded my requested amount and have seemingly given me what their system showed I was eligible for. I will let everyone know if a hard shows...
eta: My last increase was from $2600 to $3900 back in March. I obtained that without a hard pull by responding to an offer they mailed me. I had to make a purchase on my card over a certain amount (I think $200) to get it. I was going to purchase a lawn mower anyway.
I requested a $1500 increase back in April. Got the same message. The next morning I noticed my CL was 2K. Starting CL was $500. It was a hard pull on TU.
Yeah, they hit me with a hard pull on EQ. Oh well, it was worth it to me for $3690 increase.