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Home Depot CLI!

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RockinRay
Valued Contributor

Home Depot CLI!

Nice!

 

About 3 months ago, I app'd and was approved for a Home Depot card. Intitial line was $1600. I called them right away and told them we were looking at purchasing a JD yard tractor and it was going to be about $2000 with tax. They bumped me to $2000 with no questions asked.

 

We have been looking at replacing the kitchen counter tops so this morning I gave them a call and explained what we wanted to do. After a couple of verification questions, the rep said they had increased my line to $6050.00! Nice.....

 

$4050.00 jump in about 3 months. I asked her for a total of $5000.00. I asked her if a hard pull and she said no, it was a soft.

 

Ray

Ray

** Every Card has a Job, and Every Card does its Job **
Message 1 of 7
6 REPLIES 6
tinuviel
Moderator Emeritus

Re: Home Depot CLI!

Nice increases! You've done a good job growing that card in a very short period of time. Keep at it, and good luck with increases in the future. Smiley Happy


Current Scores: EQ 775 (03/04/2014), EX 756 (03/01/2014), TU 760 (03/01/2014)
Ruby Spade Garden Club Member - Last App: 03/04/2013 - No apps until 2014
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Message 2 of 7
MS00000000
Regular Contributor

Re: Home Depot CLI!


@tinuviel wrote:

Nice increases! You've done a good job growing that card in a very short period of time. Keep at it, and good luck with increases in the future. Smiley Happy


I agree, good job! After I pay off my other deferred interest purchases, I'm going to follow in your footsteps!

Message 3 of 7
RockinRay
Valued Contributor

Re: Home Depot CLI!

Thanks!

 

Now I will wait for the auto CLI's on this card. Now it should have enough for whatever we might need.  Smiley Happy

 

Ray

Ray

** Every Card has a Job, and Every Card does its Job **
Message 4 of 7
Anonymous
Not applicable

Re: Home Depot CLI!

So I had been itching to give the online form a try to see if it would approve without a hard pull like on Citi's website.  I applied for a $3000 CLI online yesterday and got the 7-10 day message.  Today I log in and discover that I received a $3690 increase!  My new CL is $7590.  I don't see any pulls yet, but I want to guess it's a soft, since they seem to have disregarded my requested amount and have seemingly given me what their system showed I was eligible for.  I will let everyone know if a hard shows...

 

eta:  My last increase was from $2600 to $3900 back in March.  I obtained that without a hard pull by responding to an offer they mailed me.  I had to make a purchase on my card over a certain amount (I think $200) to get it.  I was going to purchase a lawn mower anyway.

Message 5 of 7
OnTheRebound
Established Contributor

Re: Home Depot CLI!


@Anonymous wrote:

So I had been itching to give the online form a try to see if it would approve without a hard pull like on Citi's website.  I applied for a $3000 CLI online yesterday and got the 7-10 day message.  Today I log in and discover that I received a $3690 increase!  My new CL is $7590.  I don't see any pulls yet, but I want to guess it's a soft, since they seem to have disregarded my requested amount and have seemingly given me what their system showed I was eligible for.  I will let everyone know if a hard shows...

 

eta:  My last increase was from $2600 to $3900 back in March.  I obtained that without a hard pull by responding to an offer they mailed me.  I had to make a purchase on my card over a certain amount (I think $200) to get it.  I was going to purchase a lawn mower anyway.


I requested a $1500 increase back in April. Got the same message. The next morning I noticed my CL was 2K. Starting CL was $500. It was a hard pull on TU.

Amex BCE $11.1 / Citi Diamond Preferred WMC $12K / Citi Double Cash WMC $3.8K / Comenity Total Rewards Visa $2.5K / Citi Home Depot $5K / AU- Amex BCP $12K / Chase Freedom Visa $11014.00 / PenFed Platinum Rewards Visa Signature $6K / GE Lowes $10K
myFico Scores on 10/03/2014
Eq 798 / Exp 811 / Trans 814
CCT Fico 08 on 1/3/16 - Trans 786 / Exp 793 / Eq 797
Message 6 of 7
Anonymous
Not applicable

Re: Home Depot CLI!


@OnTheRebound wrote:

@Anonymous wrote:

So I had been itching to give the online form a try to see if it would approve without a hard pull like on Citi's website.  I applied for a $3000 CLI online yesterday and got the 7-10 day message.  Today I log in and discover that I received a $3690 increase!  My new CL is $7590.  I don't see any pulls yet, but I want to guess it's a soft, since they seem to have disregarded my requested amount and have seemingly given me what their system showed I was eligible for.  I will let everyone know if a hard shows...

 

eta:  My last increase was from $2600 to $3900 back in March.  I obtained that without a hard pull by responding to an offer they mailed me.  I had to make a purchase on my card over a certain amount (I think $200) to get it.  I was going to purchase a lawn mower anyway.


I requested a $1500 increase back in April. Got the same message. The next morning I noticed my CL was 2K. Starting CL was $500. It was a hard pull on TU.


Yeah, they hit me with a hard pull on EQ.  Oh well, it was worth it to me for $3690 increase.

Message 7 of 7
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