@Anonymous wrote:
Well I guess that is out then... Why get it? I can get a zero interest offer froma regular CC with rewards...
There is too many other ways to get the 10% off, every purchase.
Thanks for the reply
/end thread
its a seperate line of credit, not everyone has the ability to purchase, 2,000-10,000 in appliances and put on a zero percent card deal without negative impact to their score. Citibank seems to be quite willing to give you a CLI to meet your spending needs, My home depot card went from 800 to 4k on the day I applied for the card with a simple phone call. Probably could have 10k CL if I went into a store and did some appliance shopping, and had the sales person call in to the Credit line for me. They also have 6, 12, 18, and even 24 month zero percent interest deals, no major card offers more than 18months 0 percent deals and they aren't always availible and if bad luck happens at the wrong time, you may not be garranteed approval when you need it. Its nice to have it as an Ace in the hole, I mostly just use it every few months for a small purchases, which I then go home and schedule a payment on the card. When not needed it sits there improving my overall UTL.
Cards: Chase Southwest 20k & CSR 17k & CSP 10k & FNBO 30k Oregon Duck 5k, & AMEX BCP 32.5k & Amex Magnet 15k&amg; Hilton Surpass 7.5k & Delta Gold 12k & Zync NPSL, Fidelity AMEX 17k Commerce5.9k & Cash Forward 7.5k & Sams Club MC 20k, Paypal Extras MC 10k, Paypal Credit 7.25k CapOne Venture 15k, QS 2.5k, QS 750, Amazon 10k, Walmart 10k, Citi Simplicity 18k, Discover IT 23k and a nice stack of store cards.
Landmarkcu Personal Loan 10k
