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I was just looking at my credit report in CreditKarma and i am not seeing my Home Depot card to report there...Account is 2,3 years old and still open. I have $1000 CL and only a Balance of $90 to pay off the card. Should i leave it as it is or get in contact with them to see why not report. My score is around 540 not sure if this will help or not .
Thanks,
P.
1. Age, if your AAoA (close and open accounts) is younger than the card, it will help, older-hurt.
2. UTI, does the added card help lowering aggregate UTI across known thresholds?
3. Derogatory, any lates on the card? If so, don't touch it, lates will overshadow any possible gains from 1 & 2.
1. Age, if your AAoA (close and open accounts) is younger than the card, it will help, older-hurt.
>Account opened in March 2016 and head some of my CC opened around that time.
2. UTI, does the added card help lowering aggregate UTI across known thresholds?
>Not sure about this one...what it means.
3. Derogatory, any lates on the card? If so, don't touch it, lates will overshadow any possible gains from 1 & 2.
>I don't remeber to be late, but anything is posibile. Don't have a way to look back.
I may have to let go, my score is already low, and i was just asking or maybe it may help to go up a little. I don't think is right for them to list everything from behind, they should start from today to report.
Thanks,
Thank you for your advice.
Regards,
P.