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I have received letters fromm Home Depot sayin they will lower my limit if I don't use the card by a certain date. Every time I get the letter (about once every yr ton 18 mos), I go buy some light bulbs and batteries. I try to use it every few months, but I tend to do home improvements in spurts, then don't use the card for a while. Current CL is $11k, they say they will frop it to $5500 if I don't use it.
Mine is been at $5K since first approved back in 2014.
Haven't bothered yet to try for any CLI knowing that it's a bonified guaranteed HP compared to the SP's that Lowe's generously provided in putting it at $20K where it stands to this day.
Needless to say, Synchrony Lowes wins hands down in comparison and I enjoy shopping with them more anyway.
@Anonymous wrote:
Thank You! This is very helpful for those who feel they have to spend money on their cards every month to keep them active. It takes YEARS for cards to close due to inactivity!
Lol
#Shade