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Home Depot or Lowes

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App_Addict
Valued Contributor

Home Depot or Lowes

Which is easier with a 4 year old BK to get?
CURRENT SCORES: TU: 698 21 Apps / EX: 644 28 Apps / AAoA: 4.4 Yrs. / Util. 5% / Goal: 750 by 12/22

Message 1 of 8
7 REPLIES 7
Creditaddict
Legendary Contributor

Re: Home Depot or Lowes


HD as long as you didn't have citi account in bk, although not sure if they are bk friendly.
Message 2 of 8
App_Addict
Valued Contributor

Re: Home Depot or Lowes

I have a current auto with citi never been 30 day or worse on that account.
CURRENT SCORES: TU: 698 21 Apps / EX: 644 28 Apps / AAoA: 4.4 Yrs. / Util. 5% / Goal: 750 by 12/22

Message 3 of 8
granny031350
Established Contributor

Re: Home Depot or Lowes

I have Lowes with a BK filed in 05 (chapter 13, discharging in December 08 Smiley Happy)
Message 4 of 8
Lance66
Established Member

Re: Home Depot or Lowes

I tried for both of those but got denied both times.  When I got the
letter in the mail it stated Bankruptcy as the reason they didn't give
it to me.. on both of them.  My BK is almost 4 years old and I have
a lot of restablished credit.  I hope you have better luck than I did.
 
  
Message 5 of 8
Red1Blue
Super Contributor

Re: Home Depot or Lowes

I would go with Homedepot. They are generous with CLI's.
Message 6 of 8
Anonymous
Not applicable

Re: Home Depot or Lowes

With a 7 year old BK (discharged 7/2001) I can't get in with HD or Lowe's.  Smiley Sad
Message 7 of 8
Bella1980
Established Contributor

Re: Home Depot or Lowes

Robert, if those are your scores I would wait a bit longer on both of them.


Starting Score: TU- 682, EQ- 698, EX- 713
Current Score: TU- 723, EQ- 747, EX- 737
Goal Score: 760 PLUS FICO's


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Message 8 of 8
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