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I just got this card with a 10k limit and am loving it for my home improvement stuff! The apr will only kick in if you don't pay the promo within the time period. If you had over a 2k purchase and didn't pay within your 6 mos or a yr, then the apr would be the lower (ha ha) 15.48%. I got the store card since I'm so tight I squeak... and I can get that 0% leaving my cash to gather it's small interest rate. Even tho it's 0 payments I just divvy up the payments so it's paid off within the allotted time...
haulingthescoreup wrote:
Thanks, ducky!
Am I reading it right that the 0% for $299 or more is only good up to $2000, and then a big fat APR kicks in? The T&C section is a bit confusing.
Great post! Thank you so much. They REALLY need to clarify this on their site --I could have just kept on going if I hadn't known that!
@Anonymous wrote:I just got this card with a 10k limit and am loving it for my home improvement stuff! The apr will only kick in if you don't pay the promo within the time period. If you had over a 2k purchase and didn't pay within your 6 mos or a yr, then the apr would be the lower (ha ha) 15.48%. I got the store card since I'm so tight I squeak... and I can get that 0% leaving my cash to gather it's small interest rate. Even tho it's 0 payments I just divvy up the payments so it's paid off within the allotted time...
@haulingthescoreup wrote:
Thanks, ducky!
Am I reading it right that the 0% for $299 or more is only good up to $2000, and then a big fat APR kicks in? The T&C section is a bit confusing.
@Anonymous wrote:
Anyone have a backdoor number for a CLI? I got this card last year and my score has jumped almost 100 pts since then, I only have a $1000 limit now but want to try to increase it! Thanks in advance!!