With the sub-prime mortgage mess going on, I think they are displaying a measure of caution when it comes to extending credit to people with new mortgages. I guess we should be glad this trend isn't being adopted by other lenders as well. But in your case, I would recon them. But truthfully, Hooters isn't that great of a card, don't get me wrong, it's not "bad" but you can get a Capital One card with better rates and AF's than Hooters. I wouldn't worry about losing any hide over a Hooters denial. You've been denied by better....(we all have) lol.
I tried for a Hooters CC the other Day. Got 30 Day Msg, who knows if i got it... Any ways My Util is hurting me. How do they think you get Util up? Buy getting more cards with higher limts. The one CC that is reporting for me is one with $300 limit. I see alot of the, owed amount to high for credit limit reasons. I have a house payment and a car payment, what do they think everyone has a house paid for? Anyways, im going to keep on keeping on. 700 or Bust!