Was told by CSR that she could not tell me over the phone what CL would be but she said it was a pretty nice one. No app fee. But she said my rate would be prime + 11%, what is prime %8 or %9. Hooters and Amex Delta in 30 days, Im done with CC apps until I get a home or condo.
Starting Score: 580 Current Score: 750(EQ) 746(TU) Goal Score: 800
* Credit is a wonderful servant, but a terrible master. * Who's the boss --you or your credit? FICO's: EQ 781 - TU 793 - EX 779 (from PSECU) - Done credit hunting; having fun with credit gardening. - EQ 590 on 5/14/2007
they can tell you over the phone, they told me when I was approved. What I did was called and said. "Can you transfer me to the dept that can give me my credit limit?" Since one of the stats a CSR has to maintain is their transfer rate, they will tell you to avoid a transfer.
@Anonymous wrote: . . . Since one of the stats a CSR has to maintain is their transfer rate, they will tell you to avoid a transfer.
Geez, just when I think MY job is hell . . . At least I don't get penalized for asking for help. At least not often.
* Credit is a wonderful servant, but a terrible master. * Who's the boss --you or your credit? FICO's: EQ 781 - TU 793 - EX 779 (from PSECU) - Done credit hunting; having fun with credit gardening. - EQ 590 on 5/14/2007
Well I might as well just wait and see when it gets here. It kind of adds to the suspense. And if I dont have an annuaul fee and the CSR said its a pretty nice CL I hope its $4,400.
Starting Score: 580 Current Score: 750(EQ) 746(TU) Goal Score: 800