Actually, I'm waiting again until after 10th to pull ficos again. I'm really nervous.
Have been on apping spree.....many inquiries....ouch!
Plus I think the new accounts will kill me when they hit my reports because my average age will be tanked. But my goal is to dilute the bad with good on my tl's and then sit back and let them age. My goals are long term vs short term (scores).
Believe it or not, I have 5 tax liens, 1 civil judgement, 2 co's (although one just changed reporting as simply closed by credit grantor--with lates of course), and 5 pd collections! I've done all I can with disputes, gw's, calls, and paying things off. Have to just wait it out and take my lumps, I suppose.
So considering where I started....my credit has vastly improved!
I have to say, I do enjoy the credit 'game' and the forums. (I am so addicted!)