Hooters Question

[Anonymous]

May I ask what everyone Credit Score is about that are getting a Hooters Card? I've had mine pulled by our credit union who said it was 613 in August then last week for some reason the finacial company who holds our  auto loan pulled it again (no reason why) said mine was 566 (both pulled TU) which does Hooters pull ?

I've tried Orchard Bank and CreditOne but was denied for both

Trying to get my credit up, Have 2 installments, (no revolving accts.) but only posting on TU not on EQ or EX

[Anonymous]

they pulled tu, i was 638. i think they always pull tu. i got 1k, no ann fee and 29% (yuk!). i'll try to pay in full, or just keep for utilization (and the wow factor, it'll impress some of my friends).

[Anonymous]

They pulled Transunion on me, and my score was  at the time was around 612 with one 9 year old state tax lien and one CO in dispute.  Got declined the first time (Transunion address reporting screw up), reapplied a month later and got $2600, 18.9%, and a $49 annual fee.

[Anonymous]

TU for me and I was around 660 at the time.
Got $5000 with 18.2% APR
First one with a limit that high.
They're pretty generous at first, don't know how it will go moving forward though.

[John060675]

Pulled TU for me.  Approved for $1,500 with 660 score.  EddieX I hope you are wrong about them moving up the CL slowly.  I was expecting more and I will call after 60 days to ask / beg for more.

[Anonymous]

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John060675 wrote:

Pulled TU for me.  Approved for $1,500 with 660 score.  EddieX I hope you are wrong about them moving up the CL slowly.  I was expecting more and I will call after 60 days to ask / beg for more.

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seriously, the last thing i want is another account that won't grow.

[Anonymous]

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@John060675 wrote:

Pulled TU for me. Approved for $1,500 with 660 score. EddieX I hope you are wrong about them moving up the CL slowly. I was expecting more and I will call after 60 days to ask / beg for more.

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Trust me, I hope I'm wrong. But to get $5000 at 660 with 6 chargeoffs seems odd to me. Though 4 were due to drop off in the next 2 months, I had 2 which were drop to stay until 2010.

Message Edited by EddieX on 09-30-2007 09:15 AM

[John060675]

Maybe someone from the forum with experience with Hooters CC will chime in to tell us about their CLI experience.  So far I enjoy the CC and I hope it will become a main part of my credit life.

[SpecFile]

Pulled TU-678 on me in Texas.  5K, 16.2% and no AF

[phumanr]

Pulled TU on on me....666, with a CL of $5,200 and a past BK (8/05)

Phumanr