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Household Bank PRM?

Valued Contributor

Household Bank PRM?

Just saw this on my Equifax report...interesting...wondering what Household Bank is up to? Unless they're just transferring info to Capital One, but doesn't PRM usually mean they're retrieving my information for a credit offer? Hell, i'm hoping maybe they'll magically transform my Orchard Bank Secured into an unsecured XD


Company Information: PRM-HOUSEHOLD CARD SERV  
Date of Inquiry: 01/18/13
Message 1 of 3

Re: Household Bank PRM?

PRM is a promotional inquiry. It doesn't affect your score. They pulled a batch of reports based on their desired criteria in order to market products to people.

FICO 04 scores: 809 (EQ) 812 (EX) 818 (TU)

Amex Platinum NPSL - Citi HHonors Sig. $58k - BMW Ultimate $40k
Chase Sapphire Preferred $62k - Merrill Lynch + Signature $41k - USAA Rate Advantage $28k
NFCU Flagship Signature $50k - USAA Cash Rewards AMEX $28k
Citi Platinum Select / AAdvantage Signature $31k - Chase Amtrak Rewards World MC $41k

Message 2 of 3
Established Contributor

Re: Household Bank PRM?

I noticed the same thing on my report and im opted out. I thought it was strange.

100% Ficos: EX 780 , TU 783, EQ 776 inquiries last 2 years/1 year/6 months: EX-0/0/0, TU-0/0/0, EQ-1/0/0~ last credit card app 6/24/13- New car loan 3/8/2014- Discover IT $12,500~Kohls $1000~Amex BCE $4000~ Walmart Discover $7500~NFCU Signature CashRewards $23,300 Chase Freedom MC $6000~ Chase Amazon Visa $1900~ Cap 1/HSBC MC $3800~ Amazon Store $7000~ Fingerhut $1050
Message 3 of 3