Household Bank Rewards Mastercard - is this new????

[-Cain-]

Found it. Pre-qualified with 0 AF. Seems ok.

[Anonymous]

Can anyone confirm this? The application does say something about "pre aproval form". Not really sure what they mean by that.

[-Cain-]

Have thought of biting the bullet and applying. Anyone know if HSBCs pre-approval site usually translates to a sure approval?

[Anonymous]

I applied for this card on 7/8. I was pre qualified for $0 AF, and no processing fee. The strange thing is literally 2 seconds after submitting the app, my phone rang (while website was still processing the app) with an UNAVAILABLE number. I did not answer. (It was 1:00 am by the way!) As soon as the phone stopped ringing this message popped up as a status for my application: 

We are unable to finalize your credit card application.

You will be hearing from us within the next 10-14 days. Thank you!

Does anyone know what this means? I have 0 baddies and a 690 EX FICO. I was just approved for a Discover More card ($5,000 CL) last month. So, I can't imagine why I would be getting rejected by HSBC! Do you think this is because I didn't answer the phone? Thanks in advance for any feedback!

[ChesterPDexter]

Yes, they were calling you (it was an automatic call triggered by your application) to verify that the phone number is a valid number with a person answering it.  Had you answered, you would have heard a short recorded message saying something like that.

You should have answered, but oh well - live and learn!