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@Creditaddict wrote:
is that always there or only when your eligible? Credit pull?
That is ALWAYS there, at least as long as I have had the account and no matter what or how long, it will always refuse by giving a message like this when you click it:
In order to process your request, please contact us to speak to a Customer Care representative.
and when you click on contact us, it takes you to a generic form with no subject pull down for CLI and when you submit under another option, they never responded on it. Its bull.
@Guardian wrote:
@Creditaddict wrote:
is that always there or only when your eligible? Credit pull?That is ALWAYS there, at least as long as I have had the account and no matter what or how long, it will always refuse by giving a message like this when you click it:
In order to process your request, please contact us to speak to a Customer Care representative.
and when you click on contact us, it takes you to a generic form with no subject pull down for CLI and when you submit under another option, they never responded on it. Its bull.
That is correct, but also it gives them the opportunity to avoid giving you a auto-increase and instead charge you a fee for a CLI. Has anyone received an auto-increase without calling? I never received an auto lincrease, thank god i am done with them. I Hate HSBC!!!!
@iwantbettercredit wrote:
That is correct, but also it gives them the opportunity to avoid giving you a auto-increase and instead charge you a fee for a CLI. Has anyone received an auto-increase without calling? I never received an auto lincrease, thank god i am done with them. I Hate HSBC!!!!
Yeap, that's right. This way they can say you asked for it. I have only received an auto CLI ONCE on an HSBC Cash Reward Platinum (self titled, not a backed card) and it went from 3800 to 4500. None of the other ones ever. I paid them all off and sockdrawered them. I figure I am not goign to close them, let them sit and ride until they close them or if not then I get the age benefit but I refuse to use them.