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When submitting a cli online does this usually mean a hard pull?
Ok thanks LS
Went ahead and filled out the CLI request for HSBC and got a 200.00 increase. Oh well I guess im surprised with my debt I didn't expect to get anything. I have 1,000 on my card and asked for 1,000 just now and it said congratulations you are approved for 200.00 which is ready for use now. My balance on this card was 292 today when I applied. Also my debt is more than 50% right now on all my cards together. Not sure if it was a soft pull or not.
@ShiningDown wrote:Went ahead and filled out the CLI request for HSBC and got a 200.00 increase. Oh well I guess im surprised with my debt I didn't expect to get anything. I have 1,000 on my card and asked for 1,000 just now and it said congratulations you are approved for 200.00 which is ready for use now. My balance on this card was 292 today when I applied. Also my debt is more than 50% right now on all my cards together. Not sure if it was a soft pull or not.
When I press the button it always says form is unavailable.
I got my card August 10th 2011. Would this show up on credit karma if they did a hard pull?
@ShiningDown wrote:I got my card August 10th 2011. Would this show up on credit karma if they did a hard pull?
If they pulled TU, Yes it would. I update my CK daily and anytime I applied for anything it would be reflected on my scorecard because the number of inquiries would change.
Generally speaking, Household/Orchard are still soft pulls for CLI's.
A few posters on here have mentioned HP's, but I've NEVER had an HP for a cli with them.