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Amex payments 6 hours
Everyone else 1 - 2 days if not over a weekend
@K-in-Boston wrote:Informative thread. I feel like an oddball because I honestly have no idea on mine. Every few days, I log into accounts where the statements have closed and schedule a payment weeks in advance so they're pulled payments and as far as I know they're all applied on the date I scheduled them for and free up available credit immediately. In balancing my checking account, I can certainly say that some lenders seem to take a day or even a few days after the payment date before the ACH actually hits my BoA checking account. (Amex can be relied upon to always pull the money on payment date before I even wake up. LOL) The outlier here is BECU; I have to do an external transfer from BOA or NFCU checking to my BECU share account, then make a payment from my BECU share account my BECU Visa.
Welcome back @K-in-Boston
Missed ya