How Is City Simplicity?

[dodgeball]

Isnt the TY premier Citis anwser to the CSP?

[jayrock24]

fyi my score was 687 ex and i was turned down for a 6 yr old derog they said email us that its no derogs and we will recon i said no thanks i have chase discover bofa and barclays to name a few so thnx but no thnx and lmao as i hung up while rep was still talkn was for the simplicity card

[dodgeball]

As many have said before YMMV with Citi ! I was denied the simplicity with a 680 but approved for the much tougher AAdvantage with just tad lower utility tha bumped my score about 40 pts.

[creditstarved]

It's garbage. No rewards anymore, not that they were every any good. Apparently I was grandfathered in with mine with Extra Cash (now EasyDeals) which is a half-step above worthless. I recommend using your inquiry elsewhere.

[CreditScholar]

It seems similar to the Chase Slate which people primarily use as a BT card. Neither have any rewards.

[youngandcreditwrthy]

Yeah, it did p*ss me off.
Especially because...
It was the most horrible recon experience ever! The CSRs can't do shiz...Lol the Lady in the EO was nice; she followed up w me every couple of weeks! All of the CSRs are pretty ....ill-informed.
If it weren't for the 18 months 0%, I wouldn't ever get a Citi card..
Also, they pulled my report TWICE even though I sent them an updated copy and a note that specified I did not want another hp on my report.

But I'm going to max it out with a bal xfer in a couple months... Hope they like that ;-)

[dodgeball]

way to be passive aggresive 

[nagisa]

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@youngandcreditwrthy wrote:
Also, they pulled my report TWICE even though I sent them an updated copy and a note that specified I did not want another hp on my report.

 They declined me (didnt even give me a small limit; had zero inquiries in the past 2 years so clean record). Then they double pulled me and I had to call them like 5-6x to even get the recon, all because they didn't like the $1200 balance I had on my AMEX charge card (which was long paid off). In the meantime AMEX gave me $7k and Chase $3k no questions asked.

Only reason I bothered was the 5 TY points for amazon/dining. Great now that I have it though.

[jayrock24]

yes im here to tell citi they can kiss where the sun dont shine they where so rude and tried to make me feel like a criminal in my own credit report never ever will i apply for citi anything not even a free citi sippy cup lol csr was so rude