I'm looking for Data Points as to how long it takes for an AU to post on a NFCU cc. Also, any tips for how to make sure the AU account posts as quickly as possible? I can definitely provide another data point that NFCU took 2 months to report my new CC. I applied at the end of September and it just reported this week.
Scenario: I am paying down a $3000 debt on a joint account I have with my Mother. I want to lower her utilization by adding her to my new NFCU card while I pay the balance down. Will this new account negatively impact her in the same way a brand new primary account would?
She actually just got a new credit card in September 2020, so I'm not as concerned about the new average age penalty. I just want to make sure I'm not overlooking any thing that could negatively impact her if I add her to my card.