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How Many Credit Cards Do YOU have?

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Anonymous
Not applicable

Re: How Many Credit Cards Do YOU have?

Citi Platinum (oldest LOC I have, but the card stinks so I don't use it)
AMEX Blue Cash Everyday

Chase Freedom MC

Discover More

Chase Sapphire Visa (opened to get a $300 signup bonus...)

USAA World Rewards MC

Chase Slate Visa (opened for a small 0% BT; no fee!)

Target REDcard

 

Overall, I'm pretty happy with what I have! Smiley Very Happy

 

 

Message 241 of 653
Anonymous
Not applicable

Re: How Many Credit Cards Do YOU have?

Two Bank Cards (Citi Forward and Capital One Cash Rewards for excellent credit)

Four Store Cards (CareCredit, Amazon Store Card, Maurices, and Walmart Store)

Message 242 of 653
tbolt2
Contributor

Re: How Many Credit Cards Do YOU have?


@beautybrainsbooty wrote:

@tbolt

 

how'd you get your 7 GE cards? Is it a given once you get one, that you will get the others??? I have a walmart CC that I adore...so trying to seek direction please Smiley Wink


I think it's because I applied over the over the last two years (See below).I'm not sure its a given once you get in the door, although they seem to be very easy to get. 

 

I forgot that 3 are the wife's cards...and we have two different JCP and Amazon accounts.  I'm the sole source of income and pay all the bills, so I tend to think of them as mine too Smiley Happy

 

Amazon    11/27/10

JCPenney   11/30/10

WalMart     12/05/10

 

JCPenney  09//23/11  wife's

Amazon 09/24/11 wife's

Chevron 10/05/11 wife's

 

Lowes   08/22/12

 

There's a few other GE backed cards that I could occasionally use if I wanted to app for them, but I don't want them bad enough to app. The high interest rates, limited places they can be used, and the hassle of keeping up with so many cards have ended my quest for any more retail cards. I only got the Lowe's card because I hope to get a house at the end of 2013 and expect it will come in handy......


Starting Score: 534 11/09
Current Score: FICO 652 05/11
Goal Score: 700+


Take the FICO Fitness Challenge

Message 243 of 653
tubesock
Frequent Contributor

Re: How Many Credit Cards Do YOU have?


@calihlove75 wrote:

@Gemini wrote:

I know i have alot.. need to consolidate or eliminate some

 

12 store cards

29 regular (visas, mastercards, amex, discover, etc)

 

Walmart fico 787

PSECU fico 781

USAA Exp 773, Eq 781, TransUnion 781


That's insane!!!!

 


41 creadit cards! Whoaaaa!!! That is totally insane, LOL!!! And so are your credit scores!

FicoTU 780 | Credit Karma 781 | Credit Sesame 780
EQ 673 Dec2011 | Current: 695 Nov2013 | Goal: 720+
UTL: 54% Dec2011 | Current UTL: 21% | Goal UTL: 0% June2014
AmxZync | CapOne 1k | Comenity 1.1k | Target 3k |NFCU Visasig 5k | Goodyear 5.8k | CitiSimplicity 10.2k
Sam'sClub 10k | AmxSpg 20k | Citi HiltonReserve 20k | DCU 20k | Chase RR Visasig 25k | NFCU Visasig 33k
Message 244 of 653
android01
Valued Contributor

Re: How Many Credit Cards Do YOU have?

10 bank cards, no store cards. 

EQ Fico 8 - 850
TU Fico 8 - 850
EX Fico 8 - 850
Message 245 of 653
irving_magik
Regular Contributor

Re: How Many Credit Cards Do YOU have?

I only have 3 bank cards......

I can't believe some people have 20, 30, or even 40 cards..... Really??
Fico Scores: TU 700 (10/12/2016) EQ 729 (10/01/2016) EX 713 (10/01/16)

AMEX BCP $25,000 (opened 09/2012) - Citi TYP $12,000 (opened 12/2012) Chase Sapphire Preffered $6000 (opened 09/2012)
Message 246 of 653
jsickz32
Valued Contributor

Re: How Many Credit Cards Do YOU have?

15 cards

Amex BCE (2500) / Amex SPG (4000) / Amex GoldPR / Merrill+ Visa siggy (5000) / BofA Amex (6000) / Bofa cash rewards (5000) / BofA Privileges Cash Rewards (5000) / Citi Forward (4400) / Citi DP (2000) / Chase Freedom (4000) / Chase CSP (5000) / Chase Hyatt (5000) / Discover IT (1700) / FNBO AMEX (3600) / NFCU cashRewards Visa signature (15000) / NFCU Flagship Visa signature (12500) / NFCU Navcheck (5000) / Nordstrom (500) / MetroCU Visa Elite (5000) / Walmart (4500) / Kays Jewerels (6600) / Kohls (300) / Macys Platinum (2500) / DCU platinum Visa (17500) / Citizens bank cash back (1100) / Bill Me Later (1631) / PayPal Smart connect (2200) / BestBuy store card (2000)
Message 247 of 653
Jlu
Established Contributor

Re: How Many Credit Cards Do YOU have?

Pretty sure I could get a reward card to maximize every category of spending and still keep it under 20 cards max.
AMEX BCP $35k | Citi Double Cash $30k | PenFed PlatRewards $25k | Barclaycard $40k | Chase Freedom $25k | BofA Cash Rewards $40K | US Bank Cash+ $4500 | Discover IT $25k | NASA Platinum-Advantage $40k | CapOne Quicksilver $15k | Amazon Card $10k | Ten years on myFICO from 510 to 780 scores
Message 248 of 653
CruzImperial
Established Contributor

Re: How Many Credit Cards Do YOU have?

7 Bank cards

4 Store cards

1 Charge card

1 Co-branded

 

13 in total

Fico Scores: . Walmart TU 748 . Garden 8/19 2014 .

Cap One Journey 500 | Discover IT 500 | GE Home Design 5.6k | GE HHGREGG 5k | Amex Zync NPSL | Amex BCE 6k | Citi Forward 4.2k | Citi Dividend 3k | GE BrandsMart 1k | GE Lowes 8.5k | Discover Walmart 7.5k | Barclays Apple 2.5k | BoA CR 2.7k | CSP 7.2k | Platinum Prestige 5k | IT Chrome 4k | Slate 2.3k |
Message 249 of 653
Imua
Frequent Contributor

Re: How Many Credit Cards Do YOU have?

4 physical cards, but 5 accounts

 

Macy's card: Macy's STORE (1500 CL) and Macy's AMEX (5000 CL)

 

BofA gold VISA (7900 CL)

 

Chase FREEDOM (MC)  (6000 CL)

 

SAM'S Club (1800 CL)

 

(Chase Freedom is my 'workhorse' due to the cash back rewards Smiley Happy )

 

 

 

 

 

Message 250 of 653
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