@longtimelurker wrote:
@r3buildit wrote:I have 17 credit cards and $10.4 in limits.. I am rebuilding
So most of your limits are around 50cents? Or did you miss a K!
This question gets asked every week BTW
HA HA OOPs I meant $10.4 K
I'm a complete newcomer to credit of any kind. I opened my first card in Jan 2012 (secured, now closed).
I have 8 open cards (some are intentional duplicates), all new since Jan 2013.
$58,400 total limits.
7 personal cards, 1 business card. $72,500 in personal tradelines and my Ink Bold employee card has a limit of $13,000.
@grinlikechelsea wrote:7 personal cards, 1 business card. $72,500 in personal tradelines and my Ink Bold employee card has a limit of $13,000.
10 cards now, 100K+
July 2013 score: EQ FICO 819, TU08 778, EX "806 lender pull 07/26/2013
Goal Score: All Scores 760+, Newest goal 800+
Take the myFICO Fitness Challenge
Current scores after adding $81K in CLs and 2 new cars since July 2013
EQ:809 TU 777 EX 790 Now it's just garden time!
June 2017 update: All scores over 820, just pure gardening now.
Right now I have 22. Total CC Limit is $257,705. 11 opened in the last 12 months. Oldest opened 11/1/99. Newest opened 3/31/14.
I also have a GE Money Improvement Solutions and a GE Money Online Financing account that both show up as an active revolving charge accounts on my CR with $15K and $4.5K limit respectively. But since it's been paid off, I haven't figured out how to use these accounts again. Total including these two accounts would be $277,205.
My short term goal for this year is to open 2 more Amex, 1 charge and 1 revolver. Long term goal is to focus on obtaining larger limits on a few key cards and start closing some of the smaller limit cards.
12/19/19 
06/11/20 
07/02/20
About 3 too many.
CareCredit, Apple Visa, and Diamond Preferred are all on the chopping block.
