cancel
Showing results for 
Search instead for 
Did you mean: 

How Many Credit Cards Do You Have?

tag
Anonymous
Not applicable

How Many Credit Cards Do You Have?

I have 13, with a Dell account that isn't technically a credit card, but I can use it like one.
 
How many are in your wallet, or drawer, or purse or whatever?
Message 1 of 23
22 REPLIES 22
John060675
Valued Contributor

Re: How Many Credit Cards Do You Have?

5 unsecured and 1 secured
 
I am Jones'ing for another one, but I will fight the urge!

Starting Score: 583 EQ, 612 EX, 569 TU
Current Score: 658 EQ, 648 EX, 618 TU
Goal Score: 720 EQ, 720 EX, 720 TU


Take the myFICO Fitness Challenge
Message 2 of 23
fused
Moderator Emeritus

Re: How Many Credit Cards Do You Have?

Amex Gold Rewards Plus (use the most)
Amex Blue (1-2 charges a month)
Chase Plat Visa (hardly use)
CITI Dividends MC (2-3 charges a month)
First Hawaiian Bank Gold Visa (hardly use)
FIA Fidelity Plat Visa (2-3 charges a month)
Macy's (use once every 3-4 months online)
 
All 3-4% util except Macy's.


Message Edited by fused on 09-27-2007 11:51 AM
Message 3 of 23
andyaycw
Frequent Contributor

Re: How Many Credit Cards Do You Have?

Amex Blue Sky
Citi Driver's Edge Options MC
Citi Professional Cash MC
Discover Open Road Card

Lots of cards, especially for a young person still attending college, but hey I handle them responsibly so I see no problem ;p

I have in mind a fifth card, hopefully a Visa card with a good credit union to round out my collection. Any more than five and I think I'd go crazy trying to keep track of which cards to rotate in and out to keep them active in the FICO model.

Message Edited by andyaycw on 09-27-2007 11:28 AM

Starting Score: EQ 773, TU 766
Current Score (2/25/2017): EX 813, EQ 823, TU 818
Goal Score: 800


Take the FICO Fitness Challenge
Message 4 of 23
Anonymous
Not applicable

Re: How Many Credit Cards Do You Have?

Okay, I had to actually get my wallet and count them:
 
4 MC/V, 3 store, 2 gas - closing 1 MC next month, another in Jul, - obtaining 1 in Sept 09 and closing another. So that will give me 2 MC/V next Sep
 
4 of the 5 store & gas can be upgraded to MC/V -- the last I will keep for age and use it sparingly.
 
I feel like I am out of re-building and actually into building now.


Message Edited by Lady_Scarlet on 09-27-2007 02:46 PM
Message 5 of 23
Anonymous
Not applicable

Re: How Many Credit Cards Do You Have?

4 MSTC
1 Visa
1 Discover (2nd class)
 
HP Store card by HSBC
Macy's
 
More than plenty!
 
Message 6 of 23
MidnightVoice
Super Contributor

Re: How Many Credit Cards Do You Have?

1 gas (no local station, used twice a year to keep actve) 9 years old
1 store - 11 years old
1 Credit Union CC (Chritable contribution to keep it going) - 3 years old
1 Chase (airmiles) 1 year old
I juniper (gas rewards) 0.5 yrs old
 
Enough already!!!
The slide from grace is really more like gliding
And I've found the trick is not to stop the sliding
But to find a graceful way of staying slid
Message 7 of 23
CreditDrama85
Established Contributor

Re: How Many Credit Cards Do You Have?

14
 
Message 8 of 23
Anonymous
Not applicable

Re: How Many Credit Cards Do You Have?

Capital One (for iTunes only)
Citi PP-Elite Level (use the most)
Amex Blue Sky (for dining out and gas)
CareCredit (in the drawer)
US Bank (in the drawer)
HSBC Plat MC (eh...)

Also.... I have two Lines of credit and that pretty much sums it up. Smiley Happy
Message 9 of 23
drjenn
Valued Member

Re: How Many Credit Cards Do You Have?

i have 4 CC's
 
AMEX blue cash
Citi Plat dividends
Wamu Platnium
Capital ONe platnium..
 
still working on a system of using them..gaining the rewards.. and increasing my FICO
Message 10 of 23
Advertiser Disclosure: The offers that appear on this site are from third party advertisers from whom FICO receives compensation.