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How Request Paypal Extras MC CLI One Month After Opening?

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kdong1996
Regular Contributor

How Request Paypal Extras MC CLI One Month After Opening?

Hi, I was approved for this card a month ago, but the 3,000 credit line just isn't enough. I used 2,500 in 3 weeks and paid it off imediately, my bank account shows that they retrieved my payment already, but my availible credit hasn't reset. Smiley Sad I tried their automated system, but I was declined for insufficient experience at this limit.

 

Would there be any way to request a CLI via softpull by a credit analyst? I usually run couple thousand every other week from reimbursable purchases and have bank statements to back my spend. I usually only let one card report a balance. I don't have any other card that offers 1%< for Ebay purchases which is why I want a CLI. Thanks!Smiley Tongue

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2 REPLIES 2
chalupaman
Super Contributor

Re: How Request Paypal Extras MC CLI One Month After Opening?

Did you try calling Credit Solutions to see what happens?

Tradelines: Macy’s - $18k, Penfed Power Cash Rewards - $10k, Ethan Allen (TD Bank) - $5.7k, Kay Jewelers - $5.5k, Appliances Connection - $5.3k, Jared - $5.25k, Best Buy (Citi) - $5k, Dell Preferred Account - $3.5k, Samsung - $3.2k, Firestone CFNA - $3.2k, Capital One Platinum - $3k, Mercury MC - $2.25k, Williams Sonoma - $2.1k, Wayfair (Fortiva) - $2k, Amazon Store Card - $1.8k, Apple Card - $1.7k, NFCU cashRewards - $1.5k, CareCredit - $1.5k, B&H Photo - $1.5k, Adorama - $1.25k, Ebay MC - $1k, Sam’s Club MC - $1k, American Eagle - $1k, Ollo MC - $600, Mission Lane Visa - $500, NY & Company - $500, Walgreens - $500, Home Depot - $500, Target RED Card - $500, CapOne Secured MC 0 AF - $500, Penfed Overdraft LOC - $500

Current FICOS: Mid 640s-50s on all reports, Ch 7 BK D/C Aug 2019
Starting scores: EX - 534, EQ - 574, TU - 516 | Total TLs: $91k approx | Total Utilization: 17%, getting this back down
Message 2 of 3
kdong1996
Regular Contributor

Re: How Request Paypal Extras MC CLI One Month After Opening?


@chalupaman wrote:

Did you try calling Credit Solutions to see what happens?


No,I haven't. I'll give them a call first thing in the morning. Thank you for reminding me.

Smiley Tongue

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