Well at first it's gonna be hard for me not to use them all but i will most def stay around the 10% Mark with each card i'm sure that will help right.
I have one car loan that's it.
Funny thing you said use them as a Debit cause i was thinking about that today an kind of came up with that thought. So if i don't have the money in the bank to cover the charge don't use them.
(emphasis mine --hauling)