How Will Capital One Buyout Affect Orchard Bank Card Holders?

[FicoTron]

I needed to rebuild so I got an Orchard Bank card with a $320 limit, and they won't budge on a CLI.  I also have a Cap1 secured card for about 14 months now with no CLI either.  I am hoping that when Cap1 takes over they will be more liberal with CLI's.  Is anyone else in this situation?  Lets try to get some answers.

[Wolf3]

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@FicoTron wrote:

I needed to rebuild so I got an Orchard Bank card with a $320 limit, and they won't budge on a CLI.  I also have a Cap1 secured card for about 14 months now with no CLI either.  I am hoping that when Cap1 takes over they will be more liberal with CLI's.  Is anyone else in this situation?  Lets try to get some answers.

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I have been rebuilding with HSBC and Capital One,    In my case Capital One has been more generous and easy to work with.

How do you propose to get answers?

[FicoTron]

I propose to get answers by people who have had success respond to this thread.   Maybe there is some sort of pattern to follow to get a CLI out of Cap1.

[FicoTron]

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@Wolf3 wrote:

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@FicoTron wrote:

I needed to rebuild so I got an Orchard Bank card with a $320 limit, and they won't budge on a CLI.  I also have a Cap1 secured card for about 14 months now with no CLI either.  I am hoping that when Cap1 takes over they will be more liberal with CLI's.  Is anyone else in this situation?  Lets try to get some answers.

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I have been rebuilding with HSBC and Capital One,    In my case Capital One has been more generous and easy to work with.

How do you propose to get answers?

This is a good thing...Orchard Bank customer service is beat...hopefully when Cap1 takes over it will be to our benefit.  I was going to cancel my Orhcard card due to the ridiculous AF, but I have to keep it open for now...

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