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How common is Uber Visa auto cli?

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Established Contributor

Re: How common is Uber Visa auto cli?

$500 is a tough line to manage.  Take the HP.  

 FICO 8
Message 11 of 14
Regular Contributor

Re: How common is Uber Visa auto cli?

Would you guys recommend I take that HP for CLI now (~3 months since my newest account) or wait a few months more?

 

I fear it'll be a tiny CLI if I'm impatient as the $500 CL with the Uber visa is there for a reason; I think I waited about 4 months since my newest card at the time and Barclays barely let me in caz of that.

BofA Cash: 6k
Citi Premier: 5k
Citi DC: 4k
Chase Amazon: 4k
Cap1 QS1: 1.5k
Barclays Uber: 0.5k







Next App in: Late Oct 2019

Torch bearer of the Bucketeers' Society. Shamefully carrying a bucketed Cap One QS1 with AF & zero chance of a PC.
Message 12 of 14
Senior Contributor

Re: How common is Uber Visa auto cli?


@NaaryalHead wrote:

Would you guys recommend I take that HP for CLI now (~3 months since my newest account) or wait a few months more?

 

I fear it'll be a tiny CLI if I'm impatient as the $500 CL with the Uber visa is there for a reason; I think I waited about 4 months since my newest card at the time and Barclays barely let me in caz of that.


Maybe just leave things alone for a bit. Maybe you'll get an auto CLI, and it sounds like you want your inquiries and new accounts to cool off.

 

I'm not sure how you value TY points or what BofA categories you like, but your four larger CLs collectively offer pretty nice rewards. You might not be bothered by the small amount of marginal rewards you lose due to a low-CL Uber card.

Most spend: CSR, CFU, BBP
Rewards/AAoA ballast: CF, Discover, Costco, ED, Arrival
Perks: Schwab Platinum, IHG49, Hyatt75, Brilliant, Delta Platinum
Potential closures/downgrades: Savor, BCP, Double Cash
Message 13 of 14
Contributor

Re: How common is Uber Visa auto cli?

Maybe wait until your 12th month unless you really need an increase.

Discover It - 19.1K
Citi Double Cash - 16K
AMEX BCP - 35K
Elan Financial - 24.2K
Uber - 25K
Amazon Prime Visa Sig - 9.6K
Fort Knox Platinum - 2.5K
US Bank Cash+ - 14K
Citi AAdvantage PSWE - 21.5K
Message 14 of 14
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