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It will soon be a year that I opened an AMEX gold card for the first time.
My credit was around 670 with one collection and one late payment on accounts that were about 3 years old when I applied. Perfect on time payments on everything else since the collection happened.
I have been using AMEX gold for almost all my day to day expenses, which arent much really but I do have something like 25000 points.
i know this isnt a lot but I do want to know what a good use for them when i decide to use them
I see that buying gift cards, etc isnt really a good bargain.
What do you guys recommend?
I do not have any "miles" cards, I heard some good stuff about them, can anyone explain how these 2 go together?
thanks in advance.
You can transfer MR points to any of Amex's partners, which include some airlines and some hotels. I know for some of the airlines, like British Airways, there are occasional bonuses, like a 30% bonus where you transfer your points to their program and you get 30% more miles (for BA they're called "Avios") when you do. I would pick an airline or hotel program to transfer your points to, then wait until there's a bonus period and transfer them then. You have to be signed up for that airline's program, but that's not hard to do. The British Airways program is a good deal since you can use Avios on the British Airways partner American Airlines, and they're a great value for short-haul flights, like its only 4500 Avios for San Francisco to LA flight, where on most airlines it would be a lot more.
Thanks for your reply.
Im still confused tough...
Do I need to have one of those "miles" credit cards open for this matter or should i just open a membership account with the airline?
@cabronsaim wrote:Thanks for your reply.
Im still confused tough...
Do I need to have one of those "miles" credit cards open for this matter or should i just open a membership account with the airline?
You don't need the airlines credit card to obtain membership status. Simply go to the various airlines and sign up for free. Once registered you will have an account number/membership number. Use that number to link on the AMEX website.
Glad it worked out! Yes, Avios are a great deal on American. If you happen to need Visa down the line, the Chase British Airways Visa is offering 50,000 Avios for spending $1000 in the first three months you have the card.
Actually, I think that offer ended in February - double-check before you apply.