No credit card required
Browse credit cards from a variety of issuers to see if there's a better card for you.
Hey Guys,
I just recently been going crazy about credit score and got 2 new cards this month (CSP and BCP). However, everytime i read about approval stories, I see that they post their fico scores that their lender show them their score.
With these 2 new cards that i've applied online, I dont see any credit score displayed. So my question is, how do you see the credit score they pulled from HP?
thanks
OMC
I've only ever gotten one when I got denied, lol.
Current: EQ FICO 0, TU FICO 0, EX FICO 0 | Starting Score: 0 (08/21/2013) Starting total revolving credit: $0 | Current total revolving credit: $1600.00 Inquiries (12 Months): EQ 3-4 TU Unsure EX Unsure | Most Recent: 8/19/2013 | Mechanically Sound Car | Fifth Third $300 U.S. Bank Harley Davidson $300 Capital One Platinum $500 2nd Capital One Platinum $500 |
You may not get your score if you were approved with the best terms possible. Otherwise, you should receive it when you get your card; it will be inluded with the paperwork explaining your APR and other info.
You will only get a score when you are not offered the best terms for a particular card. For example, if the card had an APR range of 14.99 to 21.99 and you get 19.99 then you will get a score with the letter. If you get the best terms then no luck. In those circumstances, you may get lucky with phone call and the CSR will give you the score over the phone (Ive been able to do that twice.)
@Duncanrr wrote:You will only get a score when you are not offered the best terms for a particular card. For example, if the card had an APR range of 14.99 to 21.99 and you get 19.99 then you will get a score with the letter. If you get the best terms then no luck. In those circumstances, you may get lucky with phone call and the CSR will give you the score over the phone (Ive been able to do that twice.)
I had tried to get my score over the phone, no luck.
I think you can goto experian or TU site if you didn't get best terms for your newly approved cc you can get an free credit report, please don't quote me on that tho i am not 100% sure.
@mongstradamus wrote:I think you can goto experian or TU site if you didn't get best terms for your newly approved cc you can get an free credit report, please don't quote me on that tho i am not 100% sure.
While you can do this to get a free report, they will still try to sell you a score though...usually a FAKO at that. lol
Did you apply for the BCP via the creditcard.com special offer? if so, you received the best terms and thus won't be getting your credit score for Amex.