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I just recently received my Citi Diamond Preferred Rewards and I'm liking it so far but my current Credit Limit Sucks( 1200).
How do you like your Diamond Preferred Rewards so far and when does the LUV start to appear?
i received an invitation to apply for this card......would you mind posting information about your credit? scores, any baddies, # of accounts, etc. thank you so much! it's really helpful.
My limit is $2,600 and the card is 1 month old.
I like the rewards program so it was my most heavily used card last month. I literally charged right to my $2,600 limit but I paid the balance in full before the 1st statement even hit.
I suggest doing the same for six months and the luv button should appear at that time.
UM
Personal: American Express Platinum - NPSL | American Express Blue Cash Preferred - $15,000 | Chase Sapphire Reserve - $38,500 | Chase Amazon Prime Visa - $7,200 | Chase Freedom - $500 | Barclaycard Arrival+ - $18,600 | PenFed Platinum Rewards - $25,000 | PenFed LOC - $10,000 | Navy Federal Credit Union Platinum Visa - $25,000 | Navy Federal Credit Union LOC - $10,000 | Citi Double Cash - $12,170 | Citizens Cash Back+ - $8,650 | Citizens LOC Overdraft - $8,000 | Discover - $10,000 | Capital One Quicksilver One - $3,600 | Capital One Platinum - $750 | Valero - $600 | Dell - $3,000 | Lowes Advantage - $30,000 | Macys Amex - $25,000 | The Home Depot - $7,500 | Tourneau - $15,000
Business: American Express Business Platinum Card - NPSL | American Express Plum Card - NPSL | American Express SimplyCash Plus - $10,000 | American Express Gold Card - NPSL | Bank of America Cash Rewards - $100,000 | Capital One Spark Business - $54,000 | Chase Business Preferred - $34,000 | Chase Business Ink - $15,000 | PNC Bank Cash Rewards Visa Signature - $19,000 | PNC LOC $100,000 | BP Business Solutions - $1,500 | KeyBank Mastercard - $6,000 | Staples More Account - $3,500
I'm sort of like 'meh' when it comes to this card. I changed from a Platinum Select to this Diamond Preferred AMEX earlier this year. The limit is really just laughable at $1800. I use the card for buying cigars online and just recently for pre-sale concert tix. I keep calling Citi for a CLI to a limit that I can do something with because they keep sending BT offers like mad. On average, I only put about $100 a month through the card but my other Citi product, my Home Depot card, has a limit of just under 12K. If I could get something comparable on the DP AMEX, I'd use it a lot more.
why takes the reward program that's a lot of hassle......I've a dividend card which pays me cash, life would be easier!
Yeah, I don't think there's a real benefit to having the reward points, but then again, I just barely viewed the program.