How do you recon a higher spending limit?

[Anonymous]

I was approved for a citi Double card. I called in and asked if I could have a higher spending limit. She told me it would not be a hard pull. I gave her my income and monthly rent payment but was declined.

Did I do it wrong?

[Anonymous]

Cit DC starts low and adds some every 6 months. 

[simplynoir]

Yep, Citi is pretty well known for giving low SL but can grow with some time. Don't think there's not much else you could have done.

[Anonymous]

I see. Would this work with a Synchony card?

[simplynoir]

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@Anonymous wrote:
I see. Would this work with a Synchony card?

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Yes. You can call overseas Credit Solutions and ask for a CLI on your card and they can be very generous at times. Also a SP so no harm if it's a no go.

[Anonymous]

Thank you so much for your help!

[simplynoir]

Happy to help.

[Anonymous]

Be aware that Sync CLIs are SP but abusing it by getting too many CLIs on too many Sync cards can be grounds for the blue envelope.

[Anonymous]

Can you tell me what the Synchrony overseas number is? I'm assuming it's different from their regular customer service number? Is it the same for all of their cards?

[Anonymous]

It's in the backdoor numbers thread which is stickied on the "Credit Card Applications" forum here.