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How does discover like clean aged thick files?

AverageJoesCredit
Mega Contributor

Re: How does discover like clean aged thick files?


@ChargedUp wrote:

I think the highest Discover SL I've seen on here was $15K or $18K.  From personal experience, I know Discover loves sitting in the daily driver seat and lots of use along with a solid file should allow your CL to grow quite rapidly. 

 

I can't remember who, but I know there's someone here with a Disco CL in the $60K -$70K neighborhood, so we know Discover *can* give out some very generous limits.


@EW800  i believe is King Disco👑

Message 11 of 39
EW800
Valued Contributor

Re: How does discover like clean aged thick files?

Hi AJC,

I don’t know if I am the highest with Discover within this forum, but I am still sitting at a crazy $73,700 CL with them. It will be interesting to see how long it stays that high!
Year 2012: All Scores in the 520 range, during a foreclosure, CC Settlement and high UTIL. Very ugly days...
Jan 2021: EX8: 850; EQ8: 850; TU8: 850 -- Middle Mortgage Score: 824
In My Wallet: Discover $73.7K; Cap1 Venture $42.7K; Amex ED $38K; Amex Optima $2.5K; Amex Delta Gold $18K; Citi Costco $21K; Cap1 Plat $8.4K; Barclay $7K; Chase Amazon $6K; BoA Plat $21.6K; Citi TY Pref $19K; US Bank $4K; Dell $5K; Care Credit $6.5K. Total Revolving CL: $285K
My UTIL: Less than 1% - Only allow about $10 a month to report, on one account. .
Message 12 of 39
arkane
Established Contributor

Re: How does discover like clean aged thick files?


@AverageJoesCredit wrote:

@arkane wrote:

@AverageJoesCredit wrote:
I broke Discover anyway, no reason ive gotten as far as i have other than pity partySmiley Wink.

pssst you spelt PITA wrong Smiley Wink


Who here doesnt enjoy PITA bread once in awhile?Smiley Wink  


Not if it's the inedible kind Smiley LOL

Active:

Closed:


6/8/20:

Message 13 of 39
solway
Contributor

Re: How does discover like clean aged thick files?

Discover gives me CLI in increments of $2500.  5 more years and I’ll be at 70k.

Discover It - 19.1K
Citi Double Cash - 16K
AMEX BCP - 35K
Elan Financial - 24.2K
Uber - 25K
Amazon Prime Visa Sig - 9.6K
Fort Knox Platinum - 2.5K
US Bank Cash+ - 14K
Citi AAdvantage PSWE - 21.5K
Message 14 of 39
Remedios
Moderator

Re: How does discover like clean aged thick files?

I'll be there in 20 years 

Message 15 of 39
Remedios
Moderator

Re: How does discover like clean aged thick files?

Technically 19. That made me feel better 

Message 16 of 39
arkane
Established Contributor

Re: How does discover like clean aged thick files?

I'll be there never, so at this point I'm not too concerned lol

Active:

Closed:


6/8/20:

Message 17 of 39
ChargedUp
Valued Contributor

Re: How does discover like clean aged thick files?


@EW800 wrote:
Hi AJC,

I don’t know if I am the highest with Discover within this forum, but I am still sitting at a crazy $73,700 CL with them. It will be interesting to see how long it stays that high!

Would you please put a good word in for AJC with the Discover EO Smiley Happy... Me too while you're at it!

AODFCU 3% Visa ($10K), Amex PRG (NPSL), Amex Blue Cash ($24K), Amex Simply Cash+ ($4K), Amex Business Cash ($22.5K), Discover ($29.7K), Cap 1 Union Plus MC ($2500), Chase FU Visa Sig ($12K), Chase F Visa Sig ($8.3K), Chase CSP Visa Sig($6.5K), FCB/Elan Rewards Visa Sig($15K), Buckle ($1.3K), BofA AAA Rewards ($84.5K), Paypal credit ($10K), BBVA Clearpoints ($7.5K), Cap 1 Savor ($13K), PenFed PCR ($3500), Bank of the West CB MC ($3K), PNC Cash Rewards ($9.5K)
Message 18 of 39
Meanmchine
Super Contributor

Re: How does discover like clean aged thick files?


@EW800 wrote:
Hi AJC,

I don’t know if I am the highest with Discover within this forum, but I am still sitting at a crazy $73,700 CL with them. It will be interesting to see how long it stays that high!

All of a sudden, I feel like im sitting at the kiddie table at a family reunion


3/2016 EX 644 CK-TU 642 CK-EQ 660 WalMart- 671.
>12/2020 CCT EX 821 TU 826 EQ 840


"Survival kit contents check. In them you'll find:

- One forty-five caliber automatic
- Two boxes of ammunition
- Four days' concentrated emergency rations
- One drug issue containing antibiotics, morphine,
vitamin pills, pep pills, sleeping pills, tranquilizer pills
- One miniature combination Russian phrase book and Bible
- One hundred dollars in rubles
- One hundred dollars in gold
- Nine packs of chewing gum
- One issue of prophylactics
- Three lipsticks
- Three pair of nylon stockings.

Shoot, a fella' could have a pretty good weekend in Vegas with all that stuff."

Major Kong (Slim Pickens) in Dr. Strangelove 1964
Message 19 of 39
wasCB14
Super Contributor

Re: How does discover like clean aged thick files?

How about $2k to $3k in 5.5 years, while your last five approvals average ~$20k each?

 

My mother (a low risk in terms of history/debt/income) cosigned in my thin file days after Discover rejected my solo app. We did request a CLI once for her to get 10% cash back on some then-high-end Apple laptop, but that took a mini-FR and really was a PITA.

Spend: BofA PR + WWFCR, BBP, Schwab Platinum, CFF+CF, Costco, Discover
Perks: IHG49, Hyatt75, Delta Platinum, "Old" SPG95
SD/AAoA Ballast: Arrival, CFU, DC
Upgrade/downgrade games: BCE, EDP
SUB: JetBlue, Amex Platinum
Mostly earning MRs and cash back as I use up hotel and airline points spread across several programs.
Message 20 of 39
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