How does my profile look? Amex worthy?

[wHiTeSoL]

Do it ,Do it ,Do it ,Do it ,Do it ,Do it ,Do it ,Do it!

I'm trying to scratch my app itch through you, go go go!

Remember to report back and check the creditcard.com match tool for targeted offers. I think you're good to go but don't expect too much more than 5k to start. 

[myjourney]

Just asking what Amex do you have now?

Late edit 

Tried to wait for your answer and here's the reason why from the thread I didn't think you had a Amex and wanted your first 

If this is the case your applying for the wrong reason because of it being Jan. for AAoA 

The people applying in Jan. are already customers and looking for backdating.

If you don't have an Amex it makes no difference what month you apply for your first card but the following year you would want to app in Jan for max backdating 

Example first card Dec 2013

second card Jan 2014

All future cards will display 1/2013

I do think you'll be approved now just wanted to make sure you had all the info 

[Pat94108]

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@myjourney wrote:

Just asking what Amex do you have now?

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Good question. It wasn't clear if he actually already has one. According to his siggy, he doesn't. 

In any case, OP I'd be surprised if you don't get approved. Your profile looks good. Let us know the outcome.

[wHiTeSoL]

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@myjourney wrote:

Just asking what Amex do you have now?

Late edit 

Tried to wait for your answer and here's the reason why from the thread I didn't think you had a Amex and wanted your first 

If this is the case your applying for the wrong reason because of it being Jan. for AAoA 

The people applying in Jan. are already customers and looking for backdating.

If you don't have an Amex it makes no difference what month you apply for your first card but the following year you would want to app in Jan for max backdating 

Example first card Dec 2013

second card Jan 2014

All future cards will display 1/2013

I do think you'll be approved now just wanted to make sure you had all the info 

---

Of course it matters! His first card if approved now will be listed as 1/14 but if he waits until say june it'll be 6/14!

[myjourney]

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@wHiTeSoL wrote:

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@myjourney wrote:

Just asking what Amex do you have now?

Late edit 

Tried to wait for your answer and here's the reason why from the thread I didn't think you had a Amex and wanted your first 

If this is the case your applying for the wrong reason because of it being Jan. for AAoA 

The people applying in Jan. are already customers and looking for backdating.

If you don't have an Amex it makes no difference what month you apply for your first card but the following year you would want to app in Jan for max backdating 

Example first card Dec 2013

second card Jan 2014

All future cards will display 1/2013

I do think you'll be approved now just wanted to make sure you had all the info 

---

Of course it matters! His first card if approved now will be listed as 1/14 but if he waits until say june it'll be 6/14!

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No doesnt matter when .......according to his post OP is looking for backdating AAoA if he doesn't have one he can wait if he likes until Dec 31 2014 and then app again Jan 2 2015 

all cards will then display Jan 2014 

[efranklin23]

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@MMB85 wrote:

I am gardening right now. Was going to wait another month or two but I hear January is the best time to get an Amex due to the impact on AAoA. So it is tempting.

In my sig it shows my FICO scores from June 2013. Those score were from prior to opening my Chase Freedom and the 2 hardpulls. I am also receiving FICO scores from Discover, which are also in my sig. My score dropped 3 pts for some reason. I have been gardening since November, so I don't get the drop. But anyways, my income is an embarassing $24k.

Any more info you need?

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Based on the fact your CS are over 750 and your AAoA is over 3 years, you're almost promised a card (about an 98.9% chance). Now because of your income, i'll say they'll start you out with a mediocore limit but that can rise quickly. I say apply now as I was approved with 683 EX FICO. 

[MMB85]

Hey all, thanks for the input. Sorry I started this thread and disappeared. Things got hectic at work and could sneak back onto this site. 

To answer your questions, No, I do not current'y have an Amex card. I just got confused about the January date. I know about backdating, just got confused when I saw a thread where someone said we should apply for Amex in January. 

[myjourney]

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@MMB85 wrote:

Hey all, thanks for the input. Sorry I started this thread and disappeared. Things got hectic at work and could sneak back onto this site. 

To answer your questions, No, I do not current'y have an Amex card. I just got confused about the January date. I know about backdating, just got confused when I saw a thread where someone said we should apply for Amex in January. 

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You can apply any time then

So don't feel you have to rush if you don't want to.....but if you do IMHO you'll be approved 

[jeromenyc]

Go for it!

Was approved for 7k with a 725 EX score, 1.25 years AAoA.

You have nice credit limit on the others one and they will at least match your chase freedom. And as you said, you can x3 in 61 days!