@Yasselife wrote:Hello; I hope to get a little bit of your time to answer this question. Can I carry a 10% balance and pay minimum over time to keep it active and show use to other lenders? Am I at risk of AA or limit increases in the future? I have 0% offers and I'd like to benefit from it by using this practice.
It's not a great practice, because the lender sometimes takes that as a sign that you're in distress.
But since you're only using 10%, it shouldn't present a problem.
But never pay the minimum only. Pay the minimum + $5.
