How fast Issuers give out earned SUBs

[Anonymous]

Ive been on an app spree and was just curious how long different issuers credit SUBs to account. And if theres a different between cobranded cards vs bank branded cards

In my experience CSR CSP and Chase unlimited have been credited at same time as 1st statement after I hit minimum spend

American Express preferred took 2 statements

American Express Platinum Delta hasnt happened yet been. (been 1 statement since I hit minimum spend)

Chase United Explorer hasnt happened yet (havent had 1 statement cut yet)

How long has it taken you guys to get SUBs

[Anonymous]

Typically they hit the same day you have a transaction that meets the spend threshold actually posting or within a couple of days of that.  There are some outliers though that wait until you hit X statements before posting and most co-brands hit on the statement date following meeting the spend requirement.

[Anonymous]

My Amex SUBs all hit very quickly after the spend target was achieved. I hit the $2k spend on my Hilton Ascend this past Tuesday evening. By mid morning the next day the SUB was credited.

[simplynoir]

It depends on the issuer honestly. Some like AMEX and Capital One give it to you after a few days at most, others like Chase and Citi wait til your statement is generated before giving handing out SUBs.

[mongstradamus]

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@Anonymous wrote:
My Amex SUBs all hit very quickly after the spend target was achieved. I hit the $2k spend on my Hilton Ascend this past Tuesday evening. By mid morning the next day the SUB was credited.

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Interesting I haven’t seen any of my point hit on my aspire , first statement cut already and still nothing in my hilton account. I made sure its same account and everything guess I will wait and see till next statement to see if anything shows up. 

[Andypanda]

US Bank was given on next statement, as was SUB for signing up for discover through amazon.

[Anonymous]

Excellent topic!  I just hit my NFCU Visa Sig bonus today.  Waiting to see when that $250 will roll in. 

[fritscher]

I got my Capital one savor right away and my cash magnet as well next day

[Loquat]

I’ve had mixed results with Amex.  For me the subs on co-brands have posted within days of meeting spend regardless of where I a in the billing cycle...MR earning subs in my experience seem to lag a billing cycle after the sub requirements have been met. 

[Anonymous]

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@mongstradamus wrote:

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@Anonymous wrote:
My Amex SUBs all hit very quickly after the spend target was achieved. I hit the $2k spend on my Hilton Ascend this past Tuesday evening. By mid morning the next day the SUB was credited.

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Interesting I haven’t seen any of my point hit on my aspire , first statement cut already and still nothing in my hilton account. I made sure its same account and everything guess I will wait and see till next statement to see if anything shows up. 

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My Hilton points posted the next day on my Aspire after I met the minimum spend.