How is Juni with Biz Cards?

Red1Blue · ‎02-24-2008

Did any one try for Juni / Barclay Biz Card? Do they normally pull TU? My TU scores are higher than other two for now. I know Juni does not like too many apps and too many cards. How is their biz card group. I am wondering if I should consider one of the Juni cards for my business.

llecs · ‎02-24-2008

Tried for their Air Tran biz card and was denied on 11/17. TU was at 630 on 11/15. I thought I was turned down due to having their SeaMiles personal card but was rejected due to a CO as it was around the 1 yr mark at that time. Also had a CA on TU at 7 yrs. I did have around 14 inquiries at that time but did not reference that. I also had 3-4 new CCs reporting by that point and rejection didn't mention that either.

I did app a month later for I-tunes personal card and was rejected due to having sufficient credit with them for the SeaMiles ($400).

Red1Blue · ‎02-24-2008

Thanks llecs. It is hard to predict Juni approval process.

Creditaddict · ‎02-24-2008

got the BankAtlantic biz card.... 20k limit which was nice.

but they seem to be very picky with util. and other debt on personal report

but it's 0% for 15 months!

Red1Blue · ‎02-24-2008

Creditaddict wrote:
got the BankAtlantic biz card.... 20k limit which was nice.
but they seem to be very picky with util. and other debt on personal report
but it's 0% for 15 months!

Did you have to give PG for this card? What CRA did they pull for you?

Red1Blue · ‎02-24-2008

I have looked up on the web. BankAtlantic card is issued by Barclays. I understand they are very picky with Inq's / accounts and balances. I am not sure if I want to apply for any thing that would do a hard inq on my CR now. Especially on EX I have 39 inq's many of them for business. I am going wait and see if FirstEq would give me another CLI in 3 months from now. At that time I can apply for HD MC Biz / Sams Discover Biz and hold off any new hard inq's on my CR as many days as possible. Most of my inq's should drop out by end of this year. Perhaps I might consider at that time, if necessary to give PG and get a card. Looks to me FirstEQ Visa / HDMC / Sams Discover if I get those three I should be ok for a year or two along with other Biz Cards I got with out PG.