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How is the CSP reported to the CRA's?

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Cadillac-XTS
Established Contributor

How is the CSP reported to the CRA's?

HI all,

 

Just wondering if the CSP is reported to the cra's as the total limit on the card or is it report as npsl?

 

Thanks in advance

Message 1 of 5
4 REPLIES 4
Walt_K
Senior Contributor

Re: How is the CSP reported to the CRA's?

Limit is reported.


Starting Score: ~500 (12/01/2008)
Current Score: EQ 681 (04/05/13); TU 98 728 (01/06/12), TU 08? 760 (provided by Barclay 1/2/14), TU 04 728 (lender pull 01/12/12); EX 742 (lender pull 01/12/12)
Goal Score: 720


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Message 2 of 5
Cadillac-XTS
Established Contributor

Re: How is the CSP reported to the CRA's?

Nice to know. That just made my night. Thanks again

Message 3 of 5
Bearclaw
Established Member

Re: How is the CSP reported to the CRA's?

Saw the other poster responded but just wanted to chime in. The limit is reported.

Enjoy the card. It's my daily spend and read up on all the signature benefits. They're great.
Message 4 of 5
afbar1114
Valued Contributor

Re: How is the CSP reported to the CRA's?

i second or thrid or forth that...but what ever number it is it does report as does Chase's United MileagePlus Explorer card. both reported a $5k limit....i am hoping this helps me with CLI's 

AMEX PRG; AMEX EveryDay $14,800; Freedom $6k; Sapphire $7k; IHG Select $5k; Discover $2,400; BofA Better Balance $9,100; Bank Americard $5,900; Citi DC $2,700; Citi Diamond $2,500; BestBuy $20,000; Amazon Prime $5k, United Club $15,000; Home Depot $20,000; Barclays $7,500

Total Credit Limits: $122,650
Message 5 of 5
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