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Just found this in my email from Cap One this morning. I'm not looking to expand my CC portfolio just yet but curious if this is a legit deal?
That's the same message I got. Instant approval.
Keep in mind it's not necessarily the best card for which they will approve you.
Cap One liked to send me "pre-qualified" offers for Platinum and QS1 (don't recall if they were ever actually "pre-approved"), but had no problem giving me a $20k Savor when I went for that instead.
OP, it's definitely a legit offer, similar to what they would offer via their pre-qualification online. That said, it's not 100% guaranteed, but it's definitely not a gimmick.
Preapproved offers are definitely nice, versus those "pre-selected Offers". Takes the guesswork out of it. The only better ones are when they tell you the SL up front, then you know whether it's worth the HP or not. lol
Just recently I did the pre-qual to see what I might be eligible for, since they now have the Walmart account and though it might boost my chances for abtter card with them. Though I was actually interested in the Venture. When they spat the offers out they only offered the One versions of their cards and the rarely seen Platinum Preferred. So it still looks like Cap one isn't warm to my profile.
It's a legitimate offer, but that doesn't guarantee approval. (Good chance, though!)
If you want that card, go for it!
Good luck!
What does it say when you click View the Offer?