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How long before combining Chase limits?

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FinStar
Moderator Emeritus

Re: How long before combining Chase limits?


@TheAuthorizedUser wrote:
Does the moving CL between cards work with cobranded Chase cards like the south west ones to a CSP?

Yes, you can reallocate CLs between co-branded CCs and core CCs and viceversa. 

Message 21 of 26
Anonymous
Not applicable

Re: How long before combining Chase limits?

I currently have:

 

Chase Freedom $1500 (opened 2008)

Chase Slate $2500 (opened 2008)

 

And got approved for CSP for $21,700. 

 

Ideally, I'd like to keep a CSP with a $15,000 limit and a FU with a $10,000 limit. Can I move $9000 to my Chase Freedom and convert to FU and move $12,200 to my Chase Slate and convert the Slate to CSP and close the new CSP?

 

Without hijacking an on old thread much... what's my best move?

Message 22 of 26
Citylights18
Valued Contributor

Re: How long before combining Chase limits?


@FinStar wrote:

@TheAuthorizedUser wrote:
Does the moving CL between cards work with cobranded Chase cards like the south west ones to a CSP?

Yes, you can reallocate CLs between co-branded CCs and core CCs and viceversa. 


Someone on here I've seen has a 96k limit on a SW Airlines card presumably due to consolidating Chase limit.

 

When I called Chase about it they said I could consolidate limit but it could impact future PIF auto love.

Official travel point totals as of 12/26/23 (1,382,693 Total Points)
Chase Ultimate Rewards 661,525 | IHG One Rewards 144,443 | Hilton Honors 143,801 | AMEX Membership Rewards 102,729 | World of Hyatt 90,413 | Marriott Bonvoy 65,343 | Citi Thank You 62,712 | Wells Fargo Rewards 33,652 | Southwest Rapid Rewards 28,105 | United MileagePlus 13,316 | British Airways Avios 12,333 | Jet Blue TrueBlue 11,661 | NASA Platinum Rewards 1,883 | AA Advantage 1,744 | Navy Federal Rewards 792 | Delta Sky Miles 175 | Virgin Atlantic Virgin Points 100 | Lowes Business Rewards 6,992 ($69.92) | Amazon Rewards 475 ($4.75) | Discover CB 499 ($4.99)
Message 23 of 26
Anonymous
Not applicable

Re: How long before combining Chase limits?

I've heard somewhere that Chase's total exposure is 100k. Not sure if that's correct or not. 

Message 24 of 26
FinStar
Moderator Emeritus

Re: How long before combining Chase limits?


@Anonymous wrote:

I've heard somewhere that Chase's total exposure is 100k. Not sure if that's correct or not. 


It isn't.  My Chase overall exposure definitely exceeds that figure.  There's a few members that have in excess of that as well.

Message 25 of 26
seattletravels
Valued Contributor

Re: How long before combining Chase limits?

Great info in this thread!



Last App: BECU 02-26-2020
Pronouns: He/Him/His
Message 26 of 26
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