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How long did it take to get 4th revolver w AMEX?

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Anonymous
Not applicable

How long did it take to get 4th revolver w AMEX?

I have a charge, and 3 revolvers with amex.
I'm not looking to get 4th card for 2-3 months.
I want the Hilton honors card or buisness version. I already transfered 30k MR'S to Hilton 90k offer I have from amex transfer 1:3.
I also hit my sub w cap1 Venture.
I want to have hilton also, to give me more possibilities for hotels.
I've been happy w amex since I've only been a member since May.
I'm sure I'd be pre approved still but I opened up other cards, and amex states that as a denial reason when I applied for 80k sub a Hilton.
So was it a marathon or a sprint getting 4th card? How many approvals in between amex approvals if any?
I'm thinking when a couple months pass, and a few inquiries become 1 yr I'll again be pre approved.
Like I said I'm not in a rush but curious.
Also I had a 730 fico when approved for first card, and about 745 for other three.
Any info is much appreciated
I only have biz cards w amex except my charge card.
15 REPLIES 15
Anonymous
Not applicable

Re: How long did it take to get 4th revolver w AMEX?

For me it was closer to a marathon. Got the BCE, my first in 17. One year later is when I decided to app the Gold and Gold Delta at the same time. then about another year later I opted for the Every Day for the BT promo. Few months later I went for the Bonvoy because of the high point offer and locked in $95 AF until 2021, when it goes to $135. A couple months after that approval I went for the BBP, again for the BT offer. 

 

That said, I have read reports of people getting revolvers at a much quicker pace. However, one should probably wait 3 months between apps so that Amex can get a beat on you. Or a person could get the insufficient experience verbage from them. Although it will also depend on that person's profile.

Message 2 of 16
Anonymous
Not applicable

Re: How long did it take to get 4th revolver w AMEX?

I got the Gold in Sept. 18, closed in Sept. 19.

Platinum and Everyday in March, Delta and Everday Cash in November, so 3 revolvers with total 19k CL, 4 cards approved in between. I'll check pre-quals again in February or March - I also want the Hilton

Message 3 of 16
FinStar
Moderator Emeritus

Re: How long did it take to get 4th revolver w AMEX?

My profile may be a bit of an outlier when compared to others who have several AmEx revolvers, but below is a general timeframe when I acquired the most recent 4 (personal & biz):

 

PLATINUM DELTA SKYMILES    5/2019
BUSINESS SIMPLYCASH PLUS    6/2019
BLUE BUSINESS PLUS     9/2019
LOWES BUSINESS REWARDS  11/2019

Message 4 of 16
wasCB14
Super Contributor

Re: How long did it take to get 4th revolver w AMEX?

First credit card 11/13.

PRG at 5/14

BCE at 8/14.

EDP at 4/15.

Schwab Platinum at 3/16.

SPG around 2/17.

BBP at 4/18.

Delta Platinum around 6/19.

 

I was getting plenty of cards from other issuers and wasn't in any particular rush for a 4th Amex. Amex never declined any of my applications. PRG went pending for a day or two.

Personal spend: Amex Gold, Amex Schwab Plat., BofA PR+CCR(x2), Costco
Business use: Amex Bus. Plat., BBP, Lowes Amex AU, CFU AU
Perks: Delta Plat., United Explorer, IHG49, Hyatt, "Old SPG"
Mostly SD: Freedom Flex, Freedom, Arrival
Upgrade/Downgrade games: ED, BCE
SUB chasing: AA Platinum Select
Message 5 of 16
M_Smart007
Legendary Contributor

Re: How long did it take to get 4th revolver w AMEX?

 

It took Me a little over 30 years!

 

Message 6 of 16
Anonymous
Not applicable

Re: How long did it take to get 4th revolver w AMEX?

Hilton Honors and Delta Gold on 11/15/2018
Hilton Surpass on 3/3/2019
BCP on 5/23/2019
Gold on 5/27/2019

Basically four revolvers in six months.
Message 7 of 16
Anonymous
Not applicable

Re: How long did it take to get 4th revolver w AMEX?

Took me about 14 months. I was in no rush and all were approved instantly. My second card (Everyday) had the largest limit on approval.

Message 8 of 16
Anonymous
Not applicable

Re: How long did it take to get 4th revolver w AMEX?

4 pretty quickly. The 6th one is the hard one as they call you up and close one if you want to be approved. 

Message 9 of 16
RicHowe
Valued Contributor

Re: How long did it take to get 4th revolver w AMEX?

Not too long. I gotz 6 AMEX's now (4 Revolvers)

AMEX Platinum (11/2017)

AMEX Gold (10/2018)

AMEX Everyday (05/2018)

AMEX Blue Cash Everyday (02/2018)

AMEX Delta Blue (Downgraded from AMEX Delta Platinum) (10/2017)

AMEX Delta Gold (10/2019)

 

Next up, and probably last is AMEX Hilton Aspire OR AMEX Marriott Bonvoy Brilliant

Message 10 of 16
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