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How long did it take to get 4th revolver w AMEX?

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Frequent Contributor

How long did it take to get 4th revolver w AMEX?

I have a charge, and 3 revolvers with amex.
I'm not looking to get 4th card for 2-3 months.
I want the Hilton honors card or buisness version. I already transfered 30k MR'S to Hilton 90k offer I have from amex transfer 1:3.
I also hit my sub w cap1 Venture.
I want to have hilton also, to give me more possibilities for hotels.
I've been happy w amex since I've only been a member since May.
I'm sure I'd be pre approved still but I opened up other cards, and amex states that as a denial reason when I applied for 80k sub a Hilton.
So was it a marathon or a sprint getting 4th card? How many approvals in between amex approvals if any?
I'm thinking when a couple months pass, and a few inquiries become 1 yr I'll again be pre approved.
Like I said I'm not in a rush but curious.
Also I had a 730 fico when approved for first card, and about 745 for other three.
Any info is much appreciated
I only have biz cards w amex except my charge card.
Starting score(February 2018)-520
Current Score: FICO 8- 744EX, 755TU, 740EQ, Goal Score: 775 by (06/2020)
Buisness CC- Amex Amazon Prime Biz 3500
Amex SimplyCash Plus® -1300-
Amex Blue Business Plus Card -6700
Personal CC's HILTON HONORS
Cap1 Venture-VS-5000
Sams Club MC-4500
Citi® / AAdvantage® Platinum Select® WEMC-9000CL, Citi rewards+(wmc)(5400sl-6900cl
American Express® Rose Gold
1st Disco It- 2000 , 2nd Disco it- 2000SL-4000-4500CL
Dcu-3000-
12/18 Amazon SC- 500-2500-6000--10,000 cl AND-Walmart SC-250sl-1000-5000-6000cl, Home depot- 500sl-2000cl-
-dcu2.74 Auto loan(50% paid off)
Goal score 800



15 REPLIES 15
Valued Contributor

Re: How long did it take to get 4th revolver w AMEX?

For me it was closer to a marathon. Got the BCE, my first in 17. One year later is when I decided to app the Gold and Gold Delta at the same time. then about another year later I opted for the Every Day for the BT promo. Few months later I went for the Bonvoy because of the high point offer and locked in $95 AF until 2021, when it goes to $135. A couple months after that approval I went for the BBP, again for the BT offer. 

 

That said, I have read reports of people getting revolvers at a much quicker pace. However, one should probably wait 3 months between apps so that Amex can get a beat on you. Or a person could get the insufficient experience verbage from them. Although it will also depend on that person's profile.






Message 2 of 16
Frequent Contributor

Re: How long did it take to get 4th revolver w AMEX?

I got the Gold in Sept. 18, closed in Sept. 19.

Platinum and Everyday in March, Delta and Everday Cash in November, so 3 revolvers with total 19k CL, 4 cards approved in between. I'll check pre-quals again in February or March - I also want the Hilton





Message 3 of 16
Moderator

Re: How long did it take to get 4th revolver w AMEX?

My profile may be a bit of an outlier when compared to others who have several AmEx revolvers, but below is a general timeframe when I acquired the most recent 4 (personal & biz):

 

PLATINUM DELTA SKYMILES    5/2019
BUSINESS SIMPLYCASH PLUS    6/2019
BLUE BUSINESS PLUS     9/2019
LOWES BUSINESS REWARDS  11/2019

Message 4 of 16
Senior Contributor

Re: How long did it take to get 4th revolver w AMEX?

First credit card 11/13.

PRG at 5/14

BCE at 8/14.

EDP at 4/15.

Schwab Platinum at 3/16.

SPG around 2/17.

BBP at 4/18.

Delta Platinum around 6/19.

 

I was getting plenty of cards from other issuers and wasn't in any particular rush for a 4th Amex. Amex never declined any of my applications. PRG went pending for a day or two.

CSR, CFU, BBP, CF, Discover, Costco, ED, Arrival, Schwab Platinum, IHG49, Hyatt75, Brilliant, Delta Platinum, Savor, BCP, Double Cash
May add 100k Platinum for a year then PC to Gold. May add BofA Premium. May add Virgin Atlantic. Likely to downgrade Savor, CSR, BCP.
Message 5 of 16
Super Contributor

Re: How long did it take to get 4th revolver w AMEX?

 

It took Me a little over 30 years!

 

Message 6 of 16
Community Leader
Senior Contributor

Re: How long did it take to get 4th revolver w AMEX?

Hilton Honors and Delta Gold on 11/15/2018
Hilton Surpass on 3/3/2019
BCP on 5/23/2019
Gold on 5/27/2019

Basically four revolvers in six months.


Rose Gold NPSL | BCP | Delta Gold | Hilton Surpass | Hilton Honors | IT Cash | IT Chrome | Quicksilver | Target | VS | Home Depot | Lowes | Firestone | Wayfair | Overstock | Kohl’s

5/24, 1/24, 76445/24, who cares #HappyWithAmex





Entering the garden 5/27/2019, staying until 2020
(Lol so much for that grand plan...)
Message 7 of 16
Senior Contributor

Re: How long did it take to get 4th revolver w AMEX?

Took me about 14 months. I was in no rush and all were approved instantly. My second card (Everyday) had the largest limit on approval.

Message 8 of 16
Valued Contributor

Re: How long did it take to get 4th revolver w AMEX?

4 pretty quickly. The 6th one is the hard one as they call you up and close one if you want to be approved. 

More cards than I can mention in a signature.
Message 9 of 16
Valued Contributor

Re: How long did it take to get 4th revolver w AMEX?

Not too long. I gotz 6 AMEX's now (4 Revolvers)

AMEX Platinum (11/2017)

AMEX Gold (10/2018)

AMEX Everyday (05/2018)

AMEX Blue Cash Everyday (02/2018)

AMEX Delta Blue (Downgraded from AMEX Delta Platinum) (10/2017)

AMEX Delta Gold (10/2019)

 

Next up, and probably last is AMEX Hilton Aspire OR AMEX Marriott Bonvoy Brilliant

Message 10 of 16
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