cancel
Showing results for 
Search instead for 
Did you mean: 

How long do I wait to reapply for Barclays after a denial?

tag
Avercomolehago
New Member

How long do I wait to reapply for Barclays after a denial?

I was denied because there's been too many inquiries; I had refinanced my mortgage in the same month. Now, my Equifax score is much improved at 755. How long should I wait before I reapply for Barclays or SW Airlines Chase?

Message 1 of 6
5 REPLIES 5
H4LO
Established Contributor

Re: How long do I wait to reapply for Barclays after a denial?

Why would your EQ score matter when Barclay is a TU puller? 



Total CL - 60K // Util. ~1.6%

772 TU - 6/5 ///// 705 EX - 5/5 ///// 664 EQ - 4/29
Message 2 of 6
Kenny
Moderator Emeritus

Re: How long do I wait to reapply for Barclays after a denial?

Right, Barclays pulls TU so it wouldn't matter how many INQs/score on EQ is. What does TU look like and how recent are the INQs? I probably would say 6 months, however the answer may be more like 1 year.
Message 3 of 6
Creditaddict
Legendary Contributor

Re: How long do I wait to reapply for Barclays after a denial?

yes as others stated 6 months since your last INQ's on TU

Message 4 of 6
trumpet-205
Valued Contributor

Re: How long do I wait to reapply for Barclays after a denial?

Wait for at least a year.

 

If Barclay denied you because of INQ, it is very unlikely they'll bend the rules on this.

Message 5 of 6
gdale6
Moderator Emeritus

Re: How long do I wait to reapply for Barclays after a denial?

While Barclays is mainly a TU puller they can pull EX & EQ as well. I would wait until both your TU & EQ inquries have aged a minimum of 6 months plus 1 day.

Message 6 of 6
Advertiser Disclosure: The offers that appear on this site are from third party advertisers from whom FICO receives compensation.