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How long is Chase Bank's memory?!?

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Medic981
Valued Contributor

Re: How long is Chase Bank's memory?!?


@Bronx_Kid wrote:

I got a CSP from chase yesterday 16.5k

2017 Ritz carton card 25k

2016 Freedom card 5k

2012 short sale on chase mortgage

2007 Auto loan 50k paid in full

late 90s charge off for $900

 

as they say YMMV

when I called for the latest verification they told me they still see the chargeoff from 90s in their internal system.

Long memory yes but I stil got 3 cards from them. 

I was at 4/24 for one day when I applied for the CSP


Congrats on the new card and thanks for the intel!







Your FICO credit scores are not just numbers, it’s a skill.
Message 21 of 22
Medic981
Valued Contributor

Re: How long is Chase Bank's memory?!?


@Jnbmom wrote:

I believe YMMV, we included chase in our bk7 2005, still denied to this day with reason always listed as "previous history". So 13 years and counting 😯


I am starting to understand. I feel your pain!







Your FICO credit scores are not just numbers, it’s a skill.
Message 22 of 22
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